Our non-denominational British car club buys a million dollar
liability policy each year for around $600. We were concerned that
VTR or Austin Healey club policies would not cover us since only a
portion of the organizing group is with one of those clubs. Our
policy limits us to non-timed events, such as shows, tours and
gimmick rallys. Should any of us want to do an autocross or TSD
rally, we would likely "hire" our local SCCA region to put one on --
we've never felt the need, though.
Our group has no official formal structure. Our member attorneys
felt that the insurance would sufficiently shield the organizing
committee.
Brett Johnson
Indianapolis
On Apr 26, 2007, at 6:13 PM, marty sukey wrote:
> One of the car clubs i belong to is a small british car club, non
> marquee
> specific. We insult all British cars equally. Only about 50
> members. There
> has been quite a dialog going on about how the club should handle
> liability
> issues should somebody get injured on a club sponsored drive or
> other event.
> With all the wackos out there it is quite possible that somebody
> could walk
> away with everything we own if they find the right attorney. Should we
> incorporate? Get lots of insurance? Both? Say its not worth the
> risk and
> just disband the club? There is a lot of discussion at our meetings
> but not
> much knowledge of the right thing to do. How are the car clubs that
> the rest
> of you folks belong to handling this situation?
>
> Thanks,
> Marty Sukey
>
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