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Date: Fri, 05 Mar 1999 21:02:39 -0600
From: Bob Brown <rcbrown@lucent.com>
Organization: Lucent Technologies
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To: Ajhsys@aol.com
CC: spridgets@autox.team.net
Subject: Re: Conclave 98 Follow-up
References: <a45adcdc.36e06ee9@aol.com>
Allen,
Now that you have mentioned it, I have change to a Classic Car Insurer.
My original company had stated that I could continue my coverage, if
I proved the worth of the car after repair.
Rather than deal with that and the way they handled the claim I didn't
want to deal with thwm and my Healeys any longer. I dropped three cars
from that policy and will save a lot of money. Now I just have to
be more concerned when and where I drive the cars. I don't want to
press my luck driving regularly when the classic insurance is not
inyended for that.
Bob
Ajhsys@aol.com wrote:
>
> In a message dated 3/5/99 3:43:11 PM Eastern Standard Time, rcbrown@lucent.com
> writes:
>
> << My insurance company (standard street car coverage) considered the car
> totalled,
> but for 15% of the settlement I was able to keep the car with no effect on
> the
> title. The settlement was far below what is listed in
> any of our common references as the value of a 62 BT7. But it took 3months to
> get them to agree to what I did get, and it was sufficient
> to cover all the work I have had done, with very little left over. >>
>
> - - - - - - - - - - - - - - - - - - - -
>
> That brings up an interesting point. Since the insurance company "totalled"
> the car, but you kept it and repaired it, what happens (God forbid!) if you
> have another accident? Can you put in another claim on a car that your
> insurance company retired? Can they consider it uninsurable, because they
> already paid you for it?
>
> Maybe it's time to get antique car insurance from a specialty company. Any
> comments? Jay?
>
> Allen Hefner
> '77 Midget
> '92 Mitsubishi Expo LRV Sport
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