If it was deemed as your fault (unavoidable or otherwise) you can buy
the wreak back for the same price as their salvage yard bids. The I
have an OD tranny and an AL head. The highest (and only) offer on my
car was $300, so that is what is cost me.
Hagerty was very easy to work with, though they will no longer insure
me. (Came over a hill and traffic was stopped on the other side... Oh
well. She is fixed now.)
On Sun, 17 Feb 2002 14:46:49 -0500, Denise Thorpe wrote:
>
>Speaking of 'retention of wreck,' I don't know if American listers know
>this, but if your car is totaled in an accident that was NOT your fault,
>you can keep the money from the insurance company AND keep the car. Paying
>you for your car doesn't mean the insurance company owns it. If the
>accident WAS your fault, then you can't keep the car. I guess that the
>insurance companies want to keep people from driving their cars into a
>bridge abutment and making a profit by fixing it themselves. This isn't a
>law and getting to keep the totaled car isn't automatic--it requires some
>whining and maybe threatening--but when you're dealing with the insurance
>company of a person who destroyed your property and maybe endangered your
>life, you're in a much stronger position than they are. And they don't
>want your car anyway.
>
--
Andrew Lundgren
lundgren@byu.net
http://lundgren.denver.co.us
///
/// mgs@autox.team.net mailing list
/// or try http://www.team.net/cgi-bin/majorcool
///
|