John Peacock wrote:
>
> Jim
> A lot of the small brokerages (can be found in a local phone book) have
> companies that will insure a car with 3500 miles a year limits. I have
> another problem. I drive my TR8 every day and cannot get full coverage.
> Because of its age they say. Does anyone know of a company that will put
> full coverage on an 80 TR8.
>
> John
>
> ----------
> > From: james_h._legge@hud.gov
> > To: tr8@mercury.lcs.mit.edu
> > Subject: LBC Car Insurance
> > Date: Tuesday, October 21, 1997 9:24 AM
> >
> >
> > Hi Wedgers,
> > I was a bit insulted yesterday by an insurance co lackey.
> > This large car insurance co - Colonial Penn - sent me a flyer in the
> > mail to get an estimate to see if they couldn't save me some money on
> > my car insurance. So I called them up and went thru the whole
> > rigamaroll about my record (spotless), age, marital status, etc., and
> > then when I told them one of my cars was a Triumph TR7 they flat
> > refused to insure me. I said 'you don't insure Triumphs ?', and the
> > lady said 'we only insure family type cars'. I always thought I was
> a
> > 'family type' guy. Does anybody know a good resonable insurance co
> for
> > LBCs that don't get driven to work every day ?
> > Thanx,
> > Jim Legge
> > '80 TR7 DHC
> > '85 Jag XJ6
> >
Jim,
Try Hagerty Ins. Co. 1-800-922-4050 or Parish Ins. Co. 1-800-274-1804.
Hagerty is a little more restrictive on usage. They say that the primary
usage is to be for show and club functions and not general usage.
Parish allows usage up to 2500 mi of general use.
If you are in North Carolina you have trouble. They only have provisions
for a 60% discount on liability for cars over 25 years old that are
primarely used for club functions, parades etc.
I am in the process now of trying to get that changed. It is a monopoly.
There is only one rate approved by a Rate Bureau and NC Dept. of Ins.
The rate bureau is primarily governed by the insurance industry. Do you
see any ties there? I had contacted a State Senator in the county where
I am moving to next year and she researched the operation and sent me
some info.
I was told by senator Cochrane that there isn't and legislation
preventing setting a Classic car rate for younger than 25 year old cars.
If I am successful (I have contacted a couple of Classic Car insurers to
get the to send policy proposals in for approval). there might be a
better rate for cars under 25 years old someday.
Joe Worsley
80 Tr8
72 Tr6
Tupelo, MS
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