I have yet to read an article about using PayPal that didn't say to only use
a credit card. PayPal is a swamp, and the requirement that you have to list
a bank account is ludicrous. When I was required to do so I went to my
friendly banker and we established a second checking account that has less
than $100 in it. I never use it.
I always click on the alternate method of payment and use my credit card. If
I have trouble with a vendor I don't even try to get PayPal to deal with it.
I go straight to the credit card company. Most often that is because I have
had vendors who never answer my emails, or just disappear.
When I had trouble my bank just laughed at me. They are willing to charge an
exorbitant amount to stop a check, but do nothing about electronic
transfers. .
No matter how much I want something I would never give access to my bank
account to any vendor.
In have noticed that I no longer have to answer the question about am I sure
I want to use an alternate (not bank account) method of payment.
Jack
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