[6pack] Hagerty Car Ins. up 14%??

[Bob]

July 2010 renewal in NY, no change in coverage or premium on Hagerty.
Regards,
Bob
----- Original Message ----- 
From: <Vsnively at aol.com>
To: <v.navarrette at comcast.net>; <6pack at autox.team.net>
Sent: Friday, September 03, 2010 2:13 PM
Subject: Re: [6pack] Hagerty Car Ins. up 14%??


> Vance,
>
> Honestly don't know. Sounds logical. As in Bud's case, it may be a state
> issue. I'm in Ohio, perhaps our claim rate was higher last year than the
> national average ??
>
> Thanks,
> Vic
>
>
> In a message dated 9/3/2010 12:20:44 PM Eastern Daylight Time,
> v.navarrette at comcast.net writes:
>
> Vic:
>
> This raises an interesting question. I  purchased Hagerty
> directly over the web (no agent).
>
> It  seems you went through an agent to purchase your  Hagerty
> Policy.
>
> I have not seen an increase, others  have (My declared value is
> lower, $15k if I recall).
>
> Is this the difference? Go through an agent, get a  price
> increase?
>
> Vance
>
> -----Original  Message-----
> From: 6pack-bounces at autox.team.net  [mailto:6pack-bounces at autox.team.net]
> On Behalf Of  Vsnively at aol.com
> Sent: Thursday, September 02, 2010 11:12 AM
> To:  forzion at maine.rr.com; 6pack at autox.team.net
> Subject: Re: [6pack] Hagerty Car  Ins. up 14%??
>
>
> Dave / Bud,
>
> My experience was that the  specialty insurance companies offer premiums
>
> that are a fraction of  daily-driver policies. Most are agreed-value
> policies
> instead of  Actual Cash Value. My household and daily-driver agent's
> proposal
> was  about 2.5 times the rate of my Hagerty. The specialty companies  can
>
> keep rates  low because they're banking on very low annual  mileage and
> the
> fact that  collector's cars are typically garaged,  pampered, and only
> see sunny
> days, for  the most part. A 14%  increase on my $200 Hagerty is still a
> bargain, although  I'm not  happy about the increase either.
> Additionally, my
> Hagerty agent is  a  major motorhead and promotes our hobby aggresively.
> Not
> sure  what my regular  agent promotes.
>
> Regards,
> Vic Snively
> '75  TR6
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>
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