[Fot] health and accident insurance for race car drivers

[Bob Kramer]

The good news is my son graduated from college and is looking for a job. He
now has more time to help with the car! The bad news is that he instantly gets
kicked off my health insurance plan. I've been looking for an individual
health plan to tide him over until he gets a job and we are being told that
these types of plans do not cover him in case of an on-track incident. I
haven't seen a discussion of this and now I'm wondering if my own insurance
even covers me on the track. Has anyone figured this all out? Do the event
organizers like SVRA and CVAR, or the track themselves have insurance that
cover the drivers? Any suggestions as to the best approach to cover a recent
grad will be much appreciated.
TIA and Merry Christmas,
Bob Kramer