[JAGNUTS] Insurance on these Old Chunks of Metal

[Ken Exner]

Thanks Andrew, I have never brought anything that old into the province and
that was something I didn't know, but I have brought other (undesirable)
heaps here and had my share of misery. Never Again!  As pictures go...you
can never have enough.

Ken

-----Original Message-----
From: jagnuts-bounces at autox.team.net
[mailto:jagnuts-bounces at autox.team.net]On Behalf Of Andrew Martens
Sent: June 26, 2008 7:49 PM
To: JAGNUTS Regina
Subject: Re: [JAGNUTS] Insurance on these Old Chunks of Metal


Hi
To register a car as an antique (over 30yrs old), an inspection is not reqd.
However, the plates give basically no insurance value (about $700 I think it
is). So a package policy would be needed and to get it, an appraisal would
be reqd.

To register it with regular plates it will need an inspection. Plates
provide ACV insurance so an appraisal is advised as the system can't provide
a reliable value for a such a car.

You can get a permit to bring back a car from another province (ie before
getting the sask inspection). If you do, I would take many good pictures
before you set out, as that is the basis of the appraisal anyway--you will
have something to demonstrate its worth should something happen en route.
When you get to Sask, you can decide if you want to go the regular or
antique plate route, but in either case, a good appraisal supported by
photos is advised.

andrew

----- Original Message -----
From: "Ken Exner" <kexner at sasktel.net>
To: "JAGNUTS Regina" <jagnuts at autox.team.net>
Sent: Thursday, June 26, 2008 7:31 PM
Subject: Re: [JAGNUTS] Insurance on these Old Chunks of Metal


> Hi Glen,
>
> Would it not have to go through an SGI inspection before hand because it
> is
> brought in from another province ? Believe me I learned my lesson there!
> If
> it is still registered in BC why not just keep the same registration and
> insurance (in you dad's name) and bring it home ? then worry about the
> transferring it over.
>
> I am not sure if that is allowed or not but it was a thought.
>
> Ken E
>
>
> -----Original Message-----
> From: jagnuts-bounces at autox.team.net
> [mailto:jagnuts-bounces at autox.team.net]On Behalf Of Jennifer & Glen
> Perchie
> Sent: June 26, 2008 7:16 PM
> To: JAGNUTS Regina
> Subject: Re: [JAGNUTS] Insurance on these Old Chunks of Metal
>
>
> Thanks Glen.  The car has been down to the coast a few times lately.  I'm
> also having it checked over before I get there.  Unfortunately, there is
> no
> one to do the appraisal before next Tuesday, so I may have to gamble (I
> hate
> that!)
>
> Glen
>
> -----Original Message-----
> From: jagnuts-bounces at autox.team.net
> [mailto:jagnuts-bounces at autox.team.net]  On Behalf Of glen at accesscomm.ca
> Sent: June 26, 2008 6:44 PM
> To: JAGNUTS Regina
> Subject: Re: [JAGNUTS] Insurance on these Old Chunks of Metal
>
> Have whoever is holding the car right now have someone there appraise it
> and
> fax
> back a copy to SGI or whoever you are going to get the policy through.
> This
> will
> help insure its value during your trip home. Or just do the basic plates
> before
> you leave and have it appraised when you get home. If you are a gambler it
> is
> very unlikely that you will have an incident on the trip back.
>
> On a side note how much has the car been used, especially in the recent
> past? If
> it's been sitting for some time you may want to have it checked out or
> have
> someone there take it out for a couple of hours to make sure you don't
> have
> any
> surprises when you hit the road. Or have it shipped back. Darren, feel
> free
> to
> chime in here.
>
> Glen
> -----------
>
> Quoting Jennifer & Glen Perchie <gperchie at accesscomm.ca>:
>
>> Hi all:
>>
>> I'm relatively new to insuring antiques in Saskatchewan.  I just
>> inherited
>> my Dad's 1960 MGA.  The car is pretty darn sweet (even supercharged).  I
>> went to get plates on it today, so I can go out to BC and drive it home
>> to
>> Regina.  That didn't go so well...
>>
>> 1. Because the car is a "gift" the lady at CAA didn't know what value to
> put
>> on the "SAM".  She was told to place the value at $3,000.  The car is
> worth
>> around   $20,000 - $25,000.
>>
>> 2. She told me that even if I were to claim the value (and pay the PST on
>> $20,000), it may only be valued at a small amount because it is an
> antique.
>> For me, the issue is not about paying the PST.  I'd gladly do this would
>> help secure the value on the car.
>>
>> 3. Her recommendation was to have it appraised - This presents a problem,
>> because the car is in BC, and I had planned to pick it up and tour
>> through
>> Calgary and Edmonton (and so I would like to somehow insure it for a
>> value
>> closer to what it is really worth).
>>
>> Without an appraisal (hard to do when the car is in BC), any ideas on how
> I
>> make sure the car is insured for "replacement value"?
>>
>>
>> Thanks!!!
>>
>> Glen Perchie  (soon to be a Starbucks/Melrose coffier if I get this darn
> car
>> home!)
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