[Shotimes] OT-insurance co saga part II

[John Phillis]

I didn't get a chance to answer anyone's questions. al fitz I think asked if 
about what insurance co and some other questions. basically, here's the low 
down.

the ins co is Nationwide (and they are not on my side)
she had no full tort insurance
no comprehensive or collision coverage

basically a stripped down insurance policy.

so, here's the question.

can we refuse their offer?  If they come up with a money figure, can we 
refuse it, legally, in hopes of getting a higher offer?

or what?

getting ticked, need a hand.
John




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