[Shotimes] (OT) Cars damaged during a test drive?(windshield)

[Johnsho92]

So where is this Buddy of your's now? ;>  Can we all
share his hospitality? 

-john 

--- DAVID PILLSBURY <cobraii976@sbcglobal.net> wrote:
> Mark,
> Well being a licensed dealer in Michigan and Having
> this actually happening to me. I can tell you this
> dealers are required by law to carry insurance for
> this type of thing it's called 20/40/10 Fleet
> insurance. What happened to me was. in 01 I bought a
> new F-250 Superduty 4x4 The night I went to make the
> purchase and test drive the salesman and I took it
> out for a ride and I got broadsided going through a
> green light. Other guy ran his red took out the
> passenger side of the truck. The dealer sent my
> insurance company a bill which they fought and
> charged back to the dealer who's insurance had to
> pay for the truck. Granted I did not buy that truck.
> And the dealer had to find another one in that color
> for me which I did buy. In a No Fault insurance
> state. the dealer is responsible for anything that
> happens to it while on a test drive either around
> the block or over night. It's not your problem until
> the car is in your possesion and titled to you. So
> if you get t-boned 3 minutes!
>  after
>  you sign your life away and drive out of the lot. 
> It's all you. If you take it out on a test drive
> it's all them. When I was selling cars I would have
> the rock chip problem. A good friend owns a glass
> company and they pay about 5-9 dollars for
> windshields.So when I bought the SHO I called him
> and it's going to cost me 24 Buds to get the
> windshield replaced. 
> Dave
> 
> "mkelley1@gt.rr.com" <mkelley1@gt.rr.com> wrote:
> I ran into an interesting situation last week while
> test driving a car last
> week. I took a Mazda 6 on an overnight test drive
> and on the way back to
> the dealership the next day, a rock chipped the
> windshield. Friday, my
> insurance agent called to let me know that the
> dealership had sent them an
> invoice not for a chip repair but for a whole new
> windshield. Now, I can
> see if I had done something negligent to damage the
> car that they would
> hold my insurance responsible but I couldn't do
> anything about a rock
> randomly flying through the air. My insurance agent
> hasn't decided 100%
> what to do about it yet but off the record they're
> telling me they aren't
> paying for it. I'm just wondering if they'll send me
> the invoice if the
> insurance doesn't pay. I would assume that
> dealerships carry insurance to
> cover cars damaged during test drives. Has anyone
> else ever run into this
> situation before?
> 
> Mark
> 
>
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