[Shotimes] Re: OT- Dealing with insurance companies? Any suggestions or tips?

[Ian Fisher]

bruce

I believe you buy a lot of things online through ebay,
etc. and probably use paypal for a lot of it. I hope
you didn't delete the paypal emails stating "your
reciept to ____". If you didn't, remember to do a
search for those emails as you may find that you have
more reciepts than you orginally thought. I never
delete mine in case I need them in a situation like
yours. Good luck

I hope they didn't get the snap on digital torque
wrench? :(

Ian


--- bruce malachuk <bmalach1@nycap.rr.
--- bruce malachuk <bmalach1@nycap.rr.com> wrote:

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> 
> Ok this isn't really a SHO related question, but it
> does involve my garage,
> and my ability to work on my cars and other SHO's
>  
> Back in October I got new neighbors, right away the
> burning plastic smell
> wafting across the hall tipped me off to some
> potential problems. I voiced
> my concerns to my landlord about the smell (been
> told that burning plastic
> is a sure smell of crack users), noise, constant
> coughing, and lots of
> people stopping by. Anyhow. I was away for a little
> over 5 weeks, during
> which time it seems that someone decided to liberate
> $6700 worth of tools,
> paint ball equiptment, spacer heater, rims, tires, a
> friends tools, and the
> propane tank from my backyard grill. Funny how stuff
> seemed to start to go
> missing like some of my air tools right after I
> left, by acounts from a
> friend who was stopping by to get the mail and work
> on his vehicles in the
> garage. On the 27th this friend calls me and tells
> me that my garage door is
> busted and all this stuff is missing. Funny how
> nothign was stolen from my
> neighbor's half of the garage. Police were called
> and an investigation is
> under way.
>  
> Enter the landlord on Jan 1, 2005 to fix the door. I
> had made the claim to
> my renters insurance policy and they have mailed me
> some paperwork. No I put
> the landlord on notice about my concerns beck when
> these tenants first moved
> in, I explained to him that I have alot of expensive
> tools and what not, and
> I keep the garage locked up tight when I'm not
> around. He didn't really seem
> to care what happened, blah blah blah.
>  
> So now I talk to the insurance claims adjuster
> today, she tells me that I
> have to submit everything in writing, with any
> recipts, owners manuals, or
> warranty cards I can find for the possetions. Now I
> know that insurance
> companies are in the business of making money, not
> paying out, and without
> getting into fraudulent claims how do I go about
> this without getting
> screwed over first by getting robbed, then by my
> landlord taking no action,
> then finally by the insurance company becasue I
> don't have alot of reciepts
> for alot of things? 
>  
> Anyone else been in a situation of theft or what
> not? Or can offer me some
> sage-like advice that will make dealing with the
> insurance company less of a
> pain in the ass? I figure with the cumulative years
> of life experience on
> these 2 lists, there will be some good advice to be
> had. And seeing how the
> track record for getting good answers here for my
> questions SHO related has
> been very high, this is the logical place for me to
> ask.
>  
> Thanks for any input that you guys can offer.
> Bruce J Malachuk
> 
> *	94 Opal Frost MTX 
> 
> *	93 Emerald Green MTX 
> 
> *	93 Black ATX - parts 
> 
> *	95 Silver Frost ATX SE - SLO 
> 
>  
> 
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