[Shotimes] Insurance claim: Looking for input.

[Carl Prochilo]

At some point in the past, I dropped collision on this car and didn't
reinstate it.  2 of my other cars have collision.  So, based on this, they
say they will not work on my behalf.
-- 
Cheers,
Carl Prochilo
92 Ultra Red Crimson

On Wed, July 6, 2005 5:32 pm, Paul L Fisher said:
> If they don't take care of it, switch companies.
>
>
> Paul L Fisher
>
> Visit my website: http://www.paul-fisher.com
> SHOClub Member: http://www.shoclub.com
> Amsoil dealer: http://www.paul-fisher.com/oil
>
>
> -----Original Message-----
> From: shotimes-admin@autox.team.net [mailto:shotimes-admin@autox.team.net]
> On Behalf Of Carl Prochilo
> Sent: Wednesday, July 06, 2005 4:22 PM
> To: shotimes@autox.team.net
> Cc: Donald Mallinson
> Subject: Re: [Shotimes] Insurance claim: Looking for input.
>
> Yes I was in the car.  Lady in an SUV ran a stop light into my path.
>
> Nothing signed yet.
>
> Doctor's visit is still something I may do.
>
> By used values, I assume you mean the classifieds on your website.  I went
> and grabbed the ones for 92s.  KBB is good too.  Edmunds seems suspect to
> me.
>
> I don't have any good experience in this area.  I'll call my insurance
> company again.  They didn't leave me with a sense of confidence they would
> take care of this on my behalf but I'll ask again.
> --
> Cheers,
> Carl Prochilo
> 92 Ultra Red Crimson
>
> On Wed, July 6, 2005 4:54 pm, Donald Mallinson said:
>> Carl,
>>
>> YOu can negotiate with the company (or YOUR company should be doing
>> this).  They will almost always low-ball you to start off.  Main thing
>> is this was not your fault, you should not sign off on anything till you
>> are happy.  Maybe a little visit to the doctor for a neck brace, or a
>> hint that you won't sign a release till you know about 20 years down the
>> road exactly what effects the wreck may have on  you.....(assuming you
>> were in the car when it was hit).
>>
>> Tell them to go find you a replacment car that is as good for $1499?  If
>> they are totalling the car, then they should replace it
>> Get some information to back you up off the SHOclub.com web site (used
>> falues) and the other used car value sites.  If they support your
>> argument, print it out and show it to your insurance agent.  You really
>> should not be dealing with the other guy's insurance company, that is
>> what you pay your company for.  At least that is the way it works
>> between State Farm and Me.
>>
>> Don Mallinson
>>
>>
>> Carl Prochilo wrote:
>>
>>>The estimate to fix my car was $1825.  The insurance company of the
>>> party
>>> at fault says that the value of my car is less than the repair costs so
>>> they want to settle for $1499.  I don't know how they determined the
>>> value, but I suspect most of it has to do with the mileage on the odo
>>> of
>>> 215K.   Now, the car has several upgrades, and they are telling me
>>> these
>>> have no bearing on the value of the car.  Is this true?  Is my logic
>>> valid or should I just forget about it.  My letter back to them has
>>> stated the following.
>>>
>>>b"	UPGRADE:  The replacement engine is an increased displacement one at
>>> 3.2 litres (original was 3.0 litres).  It had 80,000 miles at time of
>>> removal from donor car.  The original motor had 197,000 miles when it
>>> failed.  Therefore the total mileage on the new motor is approximately
>>> 98,000 miles.
>>>b"	UPGRADE:  The front brakes work referred to below are another
>>> performance upgrade.  These brakes are upgrade to the larger 12b brake
>>> size used by later year SHOs.  In addition, steel braided brake lines
>>> were installed.
>>>b"	UPGRADE:  The car also has a new $1100 wheel/tire package upgrade
> from
>>> discounttiredirect.com.
>>>b"	Collectively, these items increase the value of this car.
>>>
>>>
>>>====
>>>Cheers,
>>>Carl Prochilo
>>>1992 Ultra Red Crimson
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