Look in your pocket. Whatever change is there is all you are going to have when you get done paying the mortgages of those who don't know how to read the fine print on a loan form. Now THAT'S "Change you can believe in"! Cheers!! Jim On Wed, Feb 25, 2009 at 1:22 PM, WFO Herb <froggi60 at gmail.com> wrote: > I'm still waiting for the 'change'. > > Herb > __________