[Spridgets] OT: Collision Insurance??

[chuck]

Hey Youse Guyz!  It's that time again, insurance renewal.

Aside from the Midget, we have two 1997 Honda sedans
used for rainy/snowy conditions. Both still carry 250-deductible
collision for no known reason. Given the age of these cars, does
this make any sense??  What about the 100-deductible
Comprehensive??

These ain't expensive, but if I cancel them do I hurt myself??

thanks 'n all

chuck