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Re: Insurance

To: "spridgets@autox.team.net" <spridgets@autox.team.net>
Subject: Re: Insurance
Date: Sun, 16 Jul 2000 12:02:04 -0700
References: <6e.12cdfc5.26a31dcb@aol.com>
I'vd had Allstate for over 40 years on my cars and 30 years on my home.
Never a problem with a claim. I think it's the agents as much as the company
that makes a difference.

Larry Miller

----- Original Message -----
From <Ajhsys at aol.com>
To: <pythias@pacifier.com>; <Patricia.Sauthoff@blvdmedia.com>
Cc: <spridgets@autox.team.net>
Sent: Sunday, July 16, 2000 7:16 AM
Subject: Re: Insurance


> In a message dated 07/14/2000 8:50:35 AM Eastern Daylight Time,
> pythias@pacifier.com writes:
>
> <<               yes.. allstate is a great insurance company.. for TAKING
>                your money.. but not so great when it comes to giving it
>                back.... ALL  i mean ALL of the ancecdotal stories i
>                have heard regarding ALLSTATE insurance.. whether for
>                HOME or AUTO have made that clear to ME... the reason
>                they brag about being there... right after a disaster is
>                because the are there... gettting people to sign off
>                without having gotten a real idea as to the real
>                magnitude of thier losses...
>
>                the stories of auto related... no pay... no pay .. no
>                pay.... "guess i'll get a lawyer"... settlement amount
>                suddenly doubles...... ...... .. my recomendation.. (for
>                what it's worth)   STAY AWAY for ALLSTATE.. and GIECO...
>                Good prices... NO PAYOUT! >>
>
> - - - - - - - - - - - - - - - - - -
>
> Well, here is the poster who has had satisfactory service from Allstate,
just
> to let you know that there are some.  We have had Allstate ins. on our
daily
> drivers for many years.  In the last three years, my son has had three
> accidents in his '96 Mitsubishi Eclipse, the last one totalled it.  (No
one
> was seriously injured in any of the accidents, thank God!)  In the first
one,
> both vehicles were insured by Allstate.  He drove the car to an Allstate
> approved shop and picked it up when it was finished.  No deductible was
> charged.  The only hassle was talking to the adjuster to fill out the
forms
> on the phone.  Three weeks after the accident, you would have never
thought
> it happened.
>
> Second accident was a hit and run when he was parked at college.  It musta
> been a truck that backed into and over the hood.  It crumpled everything.
He
> did a police report, but they said they would never catch anybody.  Back
to
> the same shop, paid the $500 deductible and picked the car up, good as
new.
>
> Third accident was a few months ago.  He turned left in front of an
oncoming
> Jeep who was going faster than my son realized.  Questionable as to who
was
> more at fault on that one, but I would put the majority of the blame on my
> son.  Allstate didn't seem to care.  They gave us a value, we objected a
> little, so they gave us a little more.  We settled on that amount and they
> paid off the loan, except for the $500 deductible.
>
> I found them to be fair, and I can't expect more than that from a big
> company.  Each time, my son had a rental car that was covered by Allstate
for
> up to 30 days.  The last one took longer because Allstate didn't get to
look
> at the car in a reasonable amount of time.  They gave us an additional 2
> weeks on the rental because it was their fault.
>
> If you are looking for an insurance company that you can put one over on,
and
> get more than your car is worth, forget it.  They have more experience
than
> you and you won't get away with it.  Play fair, and expect your insurance
> company to play fair, and you won't be dissapointed.
>
> No, I don't work for Allstate, but they have been fair with me.
>
> Allen Hefner
> Philly Region SCCA Rally Steward
> '77 Midget
> '92 Mitsubishi Expo LRV Sport
>



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