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Re: [Tigers] Tigers Digest, Vol 4, Issue 94

To: tigers@autox.team.net
Subject: Re: [Tigers] Tigers Digest, Vol 4, Issue 94
From: Steve Laifman <slaifman@socal.rr.com>
Date: Sat, 27 Mar 2010 17:19:22 -0700
Tigers,

I just went to Hagerty's site  <http://www.hagerty.com/> and asked for a 
quote for "Stated Value" $50,000 for my '65 Mk I and $25,000 for my 2005 
Thunderbird.

They rejected the T-Bird because it wasn't old enough. 

They did quote on the Tiger, including the 2nd level (one-up) Towing :

50-Mile Plan
Pays for the first 50 miles of emergency flatbed towing OR the first 
$100 of other roadside services like fuel delivery, battery jumps and 
lockout service. This plan covers up to three incidents per year for 
your collector vehicles or trailers towing your collector vehicles.
For information on additional membership options please call 800-922-4050

The Vehicle is Described as 1965 Sunbeam Tiger Mk I, Type: Antique, 
Agreed Value: $50,000  (NO, that is not an offer to sell! :-)


These nomenclatures are standard breakouts for policy pricing.  See you 
current policy for comparison.
BI   $100,000 pp, $300,000 per accident
PD  Medical $1,000
PP   Per Accident $1,000
BI    Uninsured Motorist  $100,000
Damage to Auto
Collision ($0 Deductible)
Other than Collision $0 Deductible
Limited Earthquake Policy (Aggregate)  $50,000
Spare Parts - $750 Total limit.

Good driver discount. Mature Operator Accident Prevention Course 
Discount, Licensed more than 10 years Discounts, Garaged car - Applied.

Bottom Line (includes Hagerty Plus Membership @ $40):

|========|
|    $574      |
|========|    

Remember, this is for the car stated, about 10,000 miles/year (actually 
a LOT lower) and Los Angeles, California  address. Your rates may vary 
by location and Stated Value.

I picked the stated value, and they priced it accordingly.  They did not 
specify THEIR choice of repair facility, or mechanic/body shop rates, 
requirement to use certain parts suppliers, used parts, or mandates on 
quality of workmanship.  Don't know what "fine print" might say, but 
these things have been worrisome limitations by some insurance adjusters.

I don't know about you, but this is a better deal than AAA with 3 cars, 
providing, of course, they do not give you much hassle on a claim.

I believe that they make different policies (or none insured) with 
Performance Additions for power enhancement, nor how they feel about 
Factory Offered equipment like the LAT catalog.  You got a 427 CID in there?

Hope this is of some help in ball-parking the issue.

Steve Laifman
<TigersUnited.com <http://www.tigersunited.com>>


Mountjoy wrote:
> I cannot advise to strongly to STAY AWAY from Hagerty.  They burned me 
> to the tune of ~10K on the Le Mans Tiger.  Also burned a friend on his 
> real Cobra.
>
> There are plenty of companies who handle specialty cars... Grundy, 
> Condon & Skelly, J.C. Taylor and many others... even State Farm and 
> Barrett-Jackson have jiumped into the game.  Make sure you get "agreed 
> value" for your car.
>
> Darrell
>
>
> Date: Sun, 14 Mar 2010 23:12:24 -0700 (PDT)
> From: Tony Somebody <achd73@yahoo.com>
> Subject: [Tigers] Tiger Insurance
> To: Beamclub <tigers@autox.team.net>
> Message-ID: <588408.24135.qm@web30404.mail.mud.yahoo.com>
> Content-Type: text/plain; charset="us-ascii"
>
> It seems I have found a large difference in insurance compaines 
> locally here in southern IL. While one company(Country Compaines) has 
> decent Tiger insurance, my other cars are high- another local 
> comopany(name forgotten but what I would refer to as jobber insurance 
> has good car insurance but the Tiger insutrance is high PLUS they told 
> me a few years back the Tiger had gone up in value above a 56 Vette 
> but whiklle I was told the car was worth 25k then, I read the policy 
> to lrearn I only have 15k replacement insurance. Anyone have any 
> reccomendations of insurance compaines. I seem to recall we have an 
> owner who sells car insurance but any thoughts would be appreciated- 
> on list or private- both is fine with em.
> Many regards to ALL our members- even the one who called me an 
> asshole. Wait until you get to meet me in person.
> Cheers,
> TonytheTiger
> _______________________________________________
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