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Re: [Tigers] Hagerty Insurance for Tiger

To: Steve Ralsten <s_ralsten@yahoo.com>
Subject: Re: [Tigers] Hagerty Insurance for Tiger
From: arado7@sbcglobal.net
Date: Sun, 28 Mar 2010 03:34:43 -0700 (PDT)
--- On Sun, 3/28/10, Steve Ralsten <s_ralsten@yahoo.com> wrote:



My Tiger, MGA is hagerty.  My motorcycles; Norton, triumph R3 and ST675 is
progressive. My mini, crossfire, PT and house is Erie.   All handled by Agent
John Engles. A Tiger man and a man of honor.  Cost is best I ever had.  
Thanks John!                 Gary Moore B9472283.


________________________________
From: Steve
Laifman <slaifman@socal.rr.com>
To: Tiger's Den <tigers@autox.team.net>
Sent:
Sat, March 27, 2010 6:55:57 PM
Subject: [Tigers] Hagerty Insurance for Tiger
I sent this information, perhaps with the wrong list address, and certainly
without the descriptive title.

So, here it is, again.

Tigers,

I just went
to Hagerty's site  <http://www.hagerty.com/> and asked for a quote for
"Stated
Value" $50,000 for my '65 Mk I and $25,000 for my 2005 Thunderbird.

They
rejected the T-Bird because it wasn't old enough.
They did quote on the
Tiger, including the 2nd level (one-up) Towing :

50-Mile Plan
Pays for the
first 50 miles of emergency flatbed towing OR the first $100 of other
roadside
services like fuel delivery, battery jumps and lockout service. This plan
covers up to three incidents per year for your collector vehicles or trailers
towing your collector vehicles.
For information on additional membership
options please call 800-922-4050

The Vehicle is Described as 1965 Sunbeam
Tiger Mk I, Type: Antique, Agreed Value: $50,000  (NO, that is not an offer
to
sell! :-)


These nomenclatures are standard breakouts for policy pricing.
See you current policy for comparison.
BI  $100,000 pp, $300,000 per accident
PD  Medical $1,000
PP  Per Accident $1,000
BI    Uninsured Motorist  $100,000
Damage to Auto
Collision ($0 Deductible)
Other than Collision $0 Deductible
Limited Earthquake Policy (Aggregate)  $50,000
Spare Parts - $750 Total limit.
Good driver discount. Mature Operator Accident Prevention Course Discount,
Licensed more than 10 years Discounts, Garaged car - Applied.

Bottom Line
(includes Hagerty Plus Membership @ $40):

|=========|
|---- $574 ----|
|=========|   
Remember, this is for the car stated, about 10,000 miles/year
(actually a LOT lower) and Los Angeles, California  address. Your rates may
vary by location and Stated Value.

I picked the stated value, and they priced
it accordingly.  They did not specify THEIR choice of repair facility, or
mechanic/body shop rates, requirement to use certain parts suppliers, used
parts, or mandates on quality of workmanship.  Don't know what "fine print"
might say, but these things have been worrisome limitations by some insurance
adjusters.

I don't know about you, but this is a better deal than AAA with 3
cars, providing, of course, they do not give you much hassle on a claim.

I
believe that they make different policies (or none insured) with Performance
Additions for power enhancement, nor how they feel about Factory Offered
equipment like the LAT catalog.  You got a 427 CID in there?

Hope this is of
some help in ball-parking the issue.

Steve Laifman
<TigersUnited.com
<http://www.tigersunited.com>>
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