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Re: [Healeys] Ordering from Denis Welch

To: 'healeys' <healeys@autox.team.net>
Subject: Re: [Healeys] Ordering from Denis Welch
From: Peter Dzwig <pdzwig@summaventures.com>
Date: Tue, 10 Mar 2020 14:31:25 +0000
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I am very surprised by this. There must be a reason why DW won't accept
such a large paymemt, perhaps the issue is with Visa.

Just to put things straight - well a bit :-) As someone in the UK who
has had to receive payments from US, the biggest problem has always been
at the US end. Many smaller US banks simply don't want/can't be
bothered/don't know how to deal with international inter-bank transfers.
It was usually a question of going back to the US bank with the correct
SWIFT/IBAN number and just telling them to get on with it! I had one
client who had to go to his bank four times before the bank finally go
their act together.

The bit about $-only is also untrue: I was being paid in Euro. If I want
to buy something or pay a bill in France (say) all I do is do make the
transfer on-line; or I call the bank in either case the transaction is
completed, generally within an hour certainly within a day.

Payment in GBP isn't really surprising, after all how many US suppliers
would want to accept GBP direct into their account? :-)

Paypal isn't that common here, I agree. Since HSBC is one of the largest
banks in the world I would be surprised if they can't accept it. It may
be that DW doesn't want to deal with it.

One of the issues with Paypal has been traceability and guarantees. From
a supplier's point of view bank-to-bank transfers offer traceability and
since they are (a) a guarantee by yours bank to the supplier's bank that
you have the wherewithall to pay; and (b) a guarantee by your bank that
the transfer will be made offer both you and (say) DW are much better
for the supplier. It has a final benefit, that of traceability: the
supplier can see where the payment is coming from and lets all sides
deal with any issues.

Hope this is of some help,

Peter



On 10/03/2020 06:41, Charles Rice wrote:
> I ordered a head and related parts from Welch.  After a few weeks backorder
> they notified me yesterday that the shipment is ready.
> I had thought I could pay with VISA, in fact I called VISA and they said it
> would be fine and there should be no charge for currency conversion.
> But now Welch says they cannot accept my VISA, rather I must make a direct
> bank transfer to their "HSBC Bank" and it must be in Pound Sterling!
> I checked with two local banks and they said online banking cannot send
> anything other than US Dollars -- my only option is Western Union
> and this would cost an additional $520!    Surely there is a better way --
> those on the list that have ordered from Welch recently, can you
> share with me how you sent payment?
>      Thanks -- Chappy rice  BN2
> 
> 
> 
> 
> 

-- 

Dr. Peter Dzwig
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