Has or does anyone use the classic car insurance offered by the company
(can't recall their name) that has a full page add in the latest VTR Triumph
magazine?
Reid
'79 Spitfire (original owner)
-----Original Message-----
From: Banbury, Terrence [mailto:Terrence.Banbury@dnr.state.oh.us]
Sent: Wednesday, April 19, 2000 5:29 AM
To: British Car List; 'John T. Blair'
Cc: Bricklin@autox.team.net; morgans@autox.team.net; VSaab@annexus.com;
vSAAB@onelist.com; Spitfires@autox.team.net
Subject: RE: Collector Car Insurance
John, you are absolutely right on. It seems Hagerty spotted an underserved
market and filled the void. I am insured with them, but have had no claims
to file, so I can't say how they perform. However, I too think that their
stated policy says a lot.
I think it is in our best interest to support companies that make an extra
effort to support our interests.
Terrence N. Banbury
1967 SPITFIRE MK III
1988 Honda Accord lX
1998 Ford Expedition EB
2000 Ford Mustang GT
1973 Honda CB350G
> ----------
> From: John T. Blair[SMTP:jblair@exis.net]
> Reply To: John T. Blair
> Sent: Tuesday, April 18, 2000 7:33 PM
> To: British Car List
> Cc: Bricklin@autox.team.net; morgans@autox.team.net; VSaab@annexus.com;
> vSAAB@onelist.com; Spitfires@autox.team.net
> Subject: Re: Collector Car Insurance
>
>
> Interesting comments on the collector car insurance.
>
> I thought I'd through my 2 cents in.
>
> 1. Some one mentioned Congon & Skelly (I think that's Condon and Skelly).
> A friend on another list is/was insured with them. He had a LOT of
> hassle
> when he put in a clam. If anyone is interested in his sagga, email me
> off line and I'll send you some info on his problems.
>
> 2. I currently have the '48 TR1800, '65 Morgan, '71 Saab Sonett III, and
> the
> '77 Spit insured with JC Taylor. So far I haven't had to file a claim
> so
> I don't know how helpful they'll be.
>
> 3. Check out the article on "Car Insurance" on my Morgan web page:
>
> www.team.net/www/morgan
>
>
> I believe that someone posted
>
> http://www.buyclassiccars.com
> earler to this list. I checked out the site. They have a nice insurance
> art. at
>
> http://www.buyclassiccars.com/insurancefaq.html
>
> with a good list of classic car insurance companies.
>
> I also ran an article about Hagerty in The Brickline (the quarterly
> magazine of
> Bricklin International). If anyone is interested in a copy of that
> article,
> contact me privately for a copy.
>
> The following is a quote from their web page @
> http://www.hagerty.com/policy.htm
>
> Inparticular read and pay attention to their Flexible Usage statement.
>
> ---------
> Hagerty's Policy
>
> The following is a short summary of our policy with some of the features
> we
> offer.
> If you have specific questions about your individual policy (some features
> may vary
> depending on which state you're in) please call our Customer Service
> Center.
>
> Agreed Value Coverage - This guarantees that you will receive every dime
> of
> what you
> insured your vehicle for in the event of a total loss. Many insurance
> programs do not
> provide this type of coverage; they may only pay "up to" a stated amount
> or
> pay a
> total loss based on a pro-rated payment or current market value. Only
> Agreed Value
> guarantees that you get back what you have it insured for.
>
> Single Liability - You pay only one liability charge per collection
> whether
> you own
> 2 classics or 200. Why the "all-you-can-eat" approach? The last time we
> checked, you
> can only drive one at a time. Single liability is available in most
> states.
>
> No Deductible - plain and simple. No deductible means you won't pay
> anything out of
> your pocket if you have a claim. No deductible is available in most
> states.
>
> In-House Claims - We administrate 95% of our claims from our home office
> in
> Traverse
> City. You get personal and direct customer service from the same people
> who
> were
> involved with your policy from the beginning.
>
> Flexible Usage - We know and love classics too. We'd like you to be able
> to
> enjoy
> yours. So as long as you have a "daily driver" for regular transportation,
> Hagerty
> is flexible with your vehicle's mileage and usage. We refuse to limit you
> to driving
> in a parade or a show and we do not require you to be "in attendance" of
> your vehicle
> for it to be covered. So go ahead and take a Tuesday-night drive just for
> kicks.
>
> Repair Shop of Choice - We realize collectors and hobbyists often have
> shops they
> trust. Rather than telling you that we know more about your classic than
> you (which,
> of course, we don't) we will work with the shop of your choice. No
> multiple
> estimates, no second-rate jobs, no hassles.
>
> Customer Service - Most collectors do business on the weekends rather than
> during
> the week... it's when all of the shows and auctions take place! So why
> shouldn't
> your insurer be available for you too? We're open 7 days a week so you
> don't have
> to put your hobby on hold..
> ------------
>
> I'm planning on moving my cars from JC Taylor to Hagerty if for no other
> reason
> that that statment. I hate having to dream up a lie if something were to
> happen
> when I was out in the Spit on a nice weekday evening.
>
> I've started a couple of threads about car insurance in the past. Trying
> to warn
> of problems with insurance companies - especially the verbage - Actual
> Cash
> value.
> I've spent countless hours on the phone trying to get someone to cover one
> of my
> older cars - inparticularly my Bricklin as a daily driver with Agreed
> Value
> Coverage
> policy. While I haven't had much luck, this is the closest I've come.
>
> Hagerty is by far the most customer friendly in their coverage, and I
> really think
> that we (car hobbiest) should vote with our dollars. And if and when you
> change
> from what ever insurance company you have, to Hagerty, please tell the
> insurance co.
> that you are leaving why, and tell Hagerty why you came to them.
>
> John
>
>
> John T. Blair WA4OHZ email: jblair@exis.net
> Va. Beach, Va Phone: (757) 495-8229
>
> Editor/Publisher The Brickline
> Quarterly Magazine of Bricklin International
>
> 48 TR1800 48 #4 Midget 65 Morgan 4/4 Series V
> 75 Bricklin SV1 77 Spitfire 71 Saab Sonett III
>
> Morgan: www.team.net/www/morgan
> Bricklin: www.bricklin.org
>
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