July 2010 renewal in NY, no change in coverage or premium on Hagerty.
Regards,
Bob
----- Original Message -----
From: <Vsnively@aol.com>
To: <v.navarrette@comcast.net>; <6pack@autox.team.net>
Sent: Friday, September 03, 2010 2:13 PM
Subject: Re: [6pack] Hagerty Car Ins. up 14%??
> Vance,
>
> Honestly don't know. Sounds logical. As in Bud's case, it may be a state
> issue. I'm in Ohio, perhaps our claim rate was higher last year than the
> national average ??
>
> Thanks,
> Vic
>
>
> In a message dated 9/3/2010 12:20:44 PM Eastern Daylight Time,
> v.navarrette@comcast.net writes:
>
> Vic:
>
> This raises an interesting question. I purchased Hagerty
> directly over the web (no agent).
>
> It seems you went through an agent to purchase your Hagerty
> Policy.
>
> I have not seen an increase, others have (My declared value is
> lower, $15k if I recall).
>
> Is this the difference? Go through an agent, get a price
> increase?
>
> Vance
>
> -----Original Message-----
> From: 6pack-bounces@autox.team.net [mailto:6pack-bounces@autox.team.net]
> On Behalf Of Vsnively@aol.com
> Sent: Thursday, September 02, 2010 11:12 AM
> To: forzion@maine.rr.com; 6pack@autox.team.net
> Subject: Re: [6pack] Hagerty Car Ins. up 14%??
>
>
> Dave / Bud,
>
> My experience was that the specialty insurance companies offer premiums
>
> that are a fraction of daily-driver policies. Most are agreed-value
> policies
> instead of Actual Cash Value. My household and daily-driver agent's
> proposal
> was about 2.5 times the rate of my Hagerty. The specialty companies can
>
> keep rates low because they're banking on very low annual mileage and
> the
> fact that collector's cars are typically garaged, pampered, and only
> see sunny
> days, for the most part. A 14% increase on my $200 Hagerty is still a
> bargain, although I'm not happy about the increase either.
> Additionally, my
> Hagerty agent is a major motorhead and promotes our hobby aggresively.
> Not
> sure what my regular agent promotes.
>
> Regards,
> Vic Snively
> '75 TR6
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>
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