Hi Bob,
In my years of driving experience, 95% of my car damages have occurred
in public parking lots, always "hit & run".
On my Healey, even a mild front, rear, or side bump would do several
thousand dollars worth of damage. It doesn't even have one MPH bumpers.
I wouldn't dream of parking the car in a crowded public lot. I don't
see how you could use it to "go shopping", in most places, without
exposure to other driver's mistakes. I'm sure that my "collector"
insurance company sees it the same way - thus their rules.
My daily drivers have sustained some fairly hard bumps with
insignificant damage. Whole different situation than the Healey.
Regards,
Dave Russell
BN2
Atkinson, Robert wrote:
> Next year, I want to use it as an everyday car during the warm
> months. I have no problem with an annual mileage limitation that
> comes with classic car registration in New Jersey but don't want an
> insurance restriction on using it go shopping or to work, for
> example.
>
> Suggestions? Experiences? Better agent?
>
> Thanks
>
> Bob Atkinson
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