DANMAS@aol.com wrote:
> Agrred value only puts a limit on how much the insurance company has to pay
> to replace your loss. All the insurance company is required to do (at least
> in TN), by law, is 1) return your car to the condition it was in before you
> suffered the loss, either by repair or replacement
This subject came up on another list, one thing to watch out for is that
most states allow the repairs to be done with used parts. Now I got
nothing against used parts, but, what is acceptable to me may be
quite different to what is acceptable to the insurance adjuster.
Problems occured when the person agreed a used wheel and fender were
acceptable, but not used suspension components.
The conclusion to the thread was that to succeed with a insurance
adjuster you have to be a real a-hole about it. Refuse to sign things
until you are satisfied, approve all parts before they get installed,
you decide what gets repaired, relize you have the right to a quality
repair, with quality parts, at the shop of your choice.
And have as much proof as possible to the condition to your car. If
your insurance company required pictures of your car, update them on a
yearly basis. Get the car appraised, save all recipts, know how much
parts cost, etc.
-Aron-
"in a frenzy"
|