If you let her get away with it she can go and do it agin. They shouldn't be
driving without insurance anyway!
Gary Campbell
-----Original Message-----
From: Justin Wagner <jmwagner@greenheart.com>
To: Triumph News Group <triumphs@autox.team.net>
Date: Friday, March 06, 1998 7:03 PM
Subject: WHAT TO DO? Dealing with people that have no honor.
>
>I'm looking for some opinions here...
>
>You may recall, my car was backed into a few days ago. (It was parallel
>parked on the street, and the driver of a van, walked right by my car,
>seeing it was there... got in her van... and backed right into me.
>Obviously, just not thinking, and careless mistake.)
>
>You may also recall... the father of the driver claiming "YOU GET
>NOTHING, YOU HIT ME"... and after giving me minimal "insurance"
>information, ordered his daughter away...which led to me calling the
>police, etc. etc.
>
>Anyways...
>
>Turns out... They do not have current insurance.
>
>I called the driver, she is now taking her father's line, "I didn't hit
>you"...
>
>And the van had been full of their entire family... I have no doubt...
>that they will all now take that line, if asked to bear witness... I'm
>sure their father has taught them all well how to be liars.
>
>The question is...
>
>I have insurance, he doesn't.
>
>I had asked for $300.00 to settle the damage, but I'm sure it will be
>over $500.00 if I were to get an estimate.
>
>If I notify DMV of the accident... and report that it is over $500.00 in
>damage, she will lose her license for a year... regardless of any court
>decision regarding "fault"... BUT...
>
>If I make that report... MY insurance company will see it... and
>probably (in my experience) raise my insurance in the future. (I have a
>clean record, but let's just imagine that I got a speeding ticket or
>something later this year...to add to this.)
>
>I could also simply go straight to my own insurance company... where I
>do have coverage if the other driver is not insured... (I don't have
>comprehensive, otherwise.) ...but, once again... this will only lead to
>higher insurance costs in the future... (one way or another...)
>
>I was planning to paint my car later in the year anyways... I feel like
>I should just take a bite... and let this thing go... let her karma
>follow her... rather than stress myself... risk higher insurance
>costs... and... risk possible harassment from their family... (as I
>wouldn't be surprised if these people... who have no honor nor
>integrity, might just seek to reprisals for whatever I, the evil
>american dog, may do...
>
>comments?
>
>
>--Justin
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