[JONAT] RE: INSURANCE

[Bob]

Mark

We are not incorporated, and the assets worth messing with are personal
assets.  JONAT cannot help with legal bills as there would be no money to
help with - back to our personal assets.  Unless someone can say "you won't
be sued", I think we should look at some sort of insurance or 100% foolproof
disclaimer.  Note that in no way am I an expert in this field, and am only
speaking as a frightened-of-litigation lay person - in fact I hope I am
wrong but it is an avenue we need to pursue.

Bob


-----Original Message-----
From: jonat-admin@autox.team.net [mailto:jonat-admin@autox.team.net]On
Behalf Of Mark Stephenson
Sent: December 6, 2003 1:47 AM
To: jonat@autox.team.net
Subject: RE: INSURANCE --> was --> RE: [JONAT] RE: FYI


Actually they'd be suing JONAT which I believe is incorporated as a
non-profit. We have no assets worth messing with, so it would be a waste of
time. They could try to sue individuals, but unless one of the defendants
was totally negligent, it would be thrown out quickly. If one of us screwed
up royally, they would be on the hook, but the plaintiff would have to prove
there was an intent to cause harm or a complete lack of diligence in
planning and execution.

JONAT could help with the legal bills of an SC, but chances are they would
be named in any suit brought against an SC, so what little money they have
would be gone quick.

Mark

> -----Original Message-----
> From: jonat-admin@autox.team.net
> [mailto:jonat-admin@autox.team.net] On Behalf Of Bob
> Sent: Friday, December 05, 2003 5:06 PM
> To: jonat@autox.team.net
> Subject: INSURANCE --> was --> RE: [JONAT] RE: FYI
>
> I must be in "half empty" mode today, but who pays the legal
> fees if some
> nutbar does decide to sue?
>
> [optimist says the cup is half full - pessimist says the cup
> is half empty -
> engineer says the cup is too big ...]
>
> Bob
>
> -----Original Message-----
> From: jonat-admin@autox.team.net [mailto:jonat-admin@autox.team.net]On
> Behalf Of Mark Stephenson
> Sent: December 5, 2003 10:54 AM
> To: jonat@autox.team.net
> Subject: RE: [JONAT] RE: FYI
>
>
> Bob,
>
> I think with a proper number of disclaimers we'd have our
> butts covered. Not
> that that would stop anyone from suing. The plaintiff would
> then have to
> show that we either intentionally misdirected participants or didn't
> exercise due diligence in setting up the route and book.
>
> Mark
>
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