[Shotimes] OT/waaaay OT anyone here an insurance adjuster? or have this problem?

[Paul L Fisher]

Since it isn't her fault, she has negotiating power. Also, have you gotten
her insurance company involved? If not, do it. She has been paying premiums
as if it weren't a 'rebuilt' title. They should pay at least the average
dealer price. Go to www.edmunds.com and price it there. The column that says
'dealer retail' should be the STARTING point. Depending on options, color, I
show as being $5200-$8000.

Paul L Fisher
'93 Ford Taurus SHO Crimson Clearcoat ATX 171K Build date 11/18/1992
- K&N Panel filter, Tokico Struts, Eibach Springs, Dynomax cat-back, Holley
190lph fuel pump, FPS rebuilt ATX, 26mm rear sway bar, Performance-Plus
Stainless Steel Y-pipe, '96 brake upgrade, Proportioning valve plugs, Delrin
sub-frame bushings, Amsoil Series 2000 0W-30 oil, Amsoil Synthetic ATF.

SHO Club member http://www.shoclub.com/
Check out my web site http://www.paul-fisher.com/
Amsoil dealer http://www.paul-fisher.com/oil.htm

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----- Original Message -----
From: "John Phillis" <jphillis68@hotmail.com>
To: <shotimes@autox.team.net>
Sent: Monday, April 21, 2003 11:22 PM
Subject: [Shotimes] OT/waaaay OT anyone here an insurance adjuster? or have
this problem?


> I am looking for some opinions as to what to do. Actually, my girlfriend
is.
> She was crossing an intersection and someone blew the stoplight coming the
> other way and plowed her 1999 Ford Escort ZX2.
>
> she is in a lot of pain right now, and very miserable, but what is really
> making her miserable and even more upset is the fact that the insurance
> adjuster of the insurance co of the person who hit her, came to look at
her
> car, and found there was almost $6900 damage done to the car, and possibly
> more hidden damage. so he filed it as a total loss, and put the paperwork
> through CCC Pathways. which turned up her car as being a prior salvage
> titled car that was reconstructed and retitle. which was not a surprise to
> us, as we both knew about the car's history when it was bought.  Now, the
> insurance adjuster said, because the car was salvage titled at one time,
> it's value is gonna be less, and therefore she will not get the same
amount
> of money as she would have had it not been prior totalled.
> Now, the accident report on file does state clearly that the other driver
> was at fault and received traffic violations for the incident. So
therefore,
> this was not at all the fault of my girl friend, who is now out of a car,
> and too broke to afford to get a rental car right now, because the
insurance
> co wants her to pay for the rental car and they will reimburse her when
they
> settle the property claim. so, the amount of money they are giving her
> wouldnt' even buy her a 1993 escort with 150K miles on it, let alone the
> 1999 ZX2 with 44k on it that she had.
>
> so how is this fair?
>
> how can it be that they give you the value of a reconstructed title car,
and
> expect you to go out and find a reconstructed car in about that same
> condition which is comparable to the one lost in teh accident?
>
> how can it be that through no fault of her own, she is now having to
search
> through every publication in site to find a car that will last her the 5
or
> 6 years that her 99 woudl have, or at least the 60K miles that was left
> before it rolled 100K. for about $3500.
> now, how is this fair?
> how is it that she is staying calm?
> and finally, does anyone have any insight into this matter that might ease
> the pain, or at least explain this?
>
> it just doesn't seem fair.
>
>
> (ok my emotional rant is over, but seriously, we need some help)
>
>
>
>
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