[Shotimes] OT-insurance co saga part II

[James F. Ryan III]

> This is VERY good advice.  I'd say your next step is to contact the state
> insurance commission.  These people have a lot of clout, and insurance
> companies are scared to death of them.
>

Here in NJ it's the other way around.



Jim Ryan

Wayne, NJ

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> -----Original Message-----
> From: shotimes-admin@autox.team.net [mailto:shotimes-admin@autox.team.net]
> On Behalf Of Joshua Salaets
> Sent: Thursday, April 24, 2003 12:11 PM
> To: clubairth@cajunnet.com; jphillis68@hotmail.com;
> shotimes@autox.team.net
> Subject: Re: [Shotimes] OT-insurance co saga part II
> 
> >John:
> >  I don't have any specific advice but when everything is said and done
> you
> >should consider filing a complaint with your state insurance regulators.
> >The
> >insurance company HAS to answer to the board or they could get the boot
> in
> >your state as far as doing business. Plus if others have had similar
> >problems it could open a investigation into that insurance companies
> >practices.
> 
> John,
> 
> A friend of mine always seems to have bad luck with insurance companies,
> so
> he has the state insurance commissioner's number in his Roledex.  If he is
> having a problem with an insurance company, he can call this guy up, and
> it's amazing how fast the communication channels open up! : )
> 
> For example,  after he had a pretty nasty accident, he learned about
> umbrella coverage (something EVERYONE should have if they don't).  This
> coverage is basically an insurance policy hidden between your car and home
> insurance, and will kick in when your standard policies don't.  It's also
> very cheap for the coverage you get.  He asked if he could get umbrella
> coverage after this accident, and the company said no, since he just had a
> wreck.  One call to the insurance commissioner had the agent calling back
> within a half hour, asking him why he called the commission, and that
> they'd
> be more than happy to write him up an umbrella plan. : )
> 
> You might even suggest to the insurance companies you are going to contact
> the commission and see what they say.  If you have no luck there, then
> it's
> probably time to hire a personal injury lawyer and take the other person
> and
> thier insurance company (and possibly yours) for all they're worth.
> 
> Josh Salaets
> 95 SHO MTX (See it here: www.cardomain.com/id/sh0gun)
> 85 Omni GLH-T (Autocrosser)
> Eugene, OR
> 
> 
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