I don't think this is always the case. I know it's not for my insurance company. Dave Kegel -----Original Message----- From: shotimes-admin@autox.team.net [mailto:shotimes-admin@autox.team.net] On Behalf Of JMSM187@aol.com Sent: Tuesday, February 25, 2003 6:43 PM To: shotimes@autox.team.net Subject: [Shotimes] OT Lightning question Cause I know the SHO is insured just like a reg taurus.