The SHO will cost more than a regular Taurus, at least with my insurance company, because of its higher "price new." Most collision rates are based on price new, so a Taurus that costs $17,000 will cost less to insure than a $29,000 Taurus SHO. It's an urban myth. Most insurance companies quit surcharging for performance in about 1975. Ron Insurance Agent 98 TR 92 White