[Shotimes] It's totaled.....forget the "possibly"....was: Re: car possibly 'totaled': how to handle insurance co.?

[George Fourchy]

On Wed, 18 Aug 2004 16:42:40 -0400, Jim Koper wrote:

>**The insurance company has alluded to the possibility that this damage "may
>not be covered because the car is too old/has too many miles."  WTF?   He
>HAS collision and comprehensive ($500 deductible each), so what are they
>talking about--some loophole or exclusion?

It's a total.  Guaranteed.  It doesn't take anything to total a 10 year old cheapo
car with over 100K miles.  This one is toast.  The Plus from Hell got totaled
(basically) from just one window being broken....it didn't matter if that window was
available from a yard for 80 bucks.....new ones are $1000, so that totaled it. 
Period.

It doesn't matter how well he takes care of it, insures it, or what he can prove he
has done to make it better or stay new.  Cars are commodities to insurance
companies, and they could care less if anyone has any reasons why an older car
should be fixed rather than totaled.  It is worth about 3000 bucks, and anything
more than about half that in repair costs will total it.

You know I've been there.....if he wants it fixed, he'll fix it himself.  I had
receipts taking the value of the Lowrider up to 5 or 6 thousand bucks.....to the
insurance company it was worth $1625, no matter WHAT I'd done to it or HOW much it
gleamed in the sun.

.................................................

On another subject......WHERE WERE YOU IN JULY????  You said you were going to rent
a Beemer and come out here by air.  I made those diagrams and instructions from the
airports here just for you.  Then you have the gall not to show up.

What's up with that.......??

George