[Shotimes] It's totaled.....forget the "possibly"....was: Re: car possibly 'totaled': how to handle insurance co.?

[BOB FISHER]

on a different note my 86 t-bird turbo coupe had 218,600 miles on it and was
parked in front of my house.some young chick back right into the grille and
trim and totally took it out.blue book value at the time was $800.total
damage was $2100.car was in excellent shape and had just been painted,motor
totally rebuilt and had a spearco intercooler setup that somehow she
missed.they took into consideration the shape of the car when the adjuster
came.they decided to fix it up for me.this was progressive auto
insurance.maybe there is slight hope.BOB
----- Original Message ----- 
From: "George Fourchy" <krazgeo@comcast.net>
To: <shotimes@autox.team.net>
Sent: Thursday, August 19, 2004 12:30 AM
Subject: [Shotimes] It's totaled.....forget the "possibly"....was: Re: car
possibly 'totaled': how to handle insurance co.?


> On Wed, 18 Aug 2004 16:42:40 -0400, Jim Koper wrote:
>
> >**The insurance company has alluded to the possibility that this damage
"may
> >not be covered because the car is too old/has too many miles."  WTF?   He
> >HAS collision and comprehensive ($500 deductible each), so what are they
> >talking about--some loophole or exclusion?
>
> It's a total.  Guaranteed.  It doesn't take anything to total a 10 year
old cheapo
> car with over 100K miles.  This one is toast.  The Plus from Hell got
totaled
> (basically) from just one window being broken....it didn't matter if that
window was
> available from a yard for 80 bucks.....new ones are $1000, so that totaled
it.
> Period.
>
> It doesn't matter how well he takes care of it, insures it, or what he can
prove he
> has done to make it better or stay new.  Cars are commodities to insurance
> companies, and they could care less if anyone has any reasons why an older
car
> should be fixed rather than totaled.  It is worth about 3000 bucks, and
anything
> more than about half that in repair costs will total it.
>
> You know I've been there.....if he wants it fixed, he'll fix it himself.
I had
> receipts taking the value of the Lowrider up to 5 or 6 thousand
bucks.....to the
> insurance company it was worth $1625, no matter WHAT I'd done to it or HOW
much it
> gleamed in the sun.
>
> .................................................
>
> On another subject......WHERE WERE YOU IN JULY????  You said you were
going to rent
> a Beemer and come out here by air.  I made those diagrams and instructions
from the
> airports here just for you.  Then you have the gall not to show up.
>
> What's up with that.......??
>
> George
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