[Shotimes] Re: (OT) Cars damaged during a test drive?

[Ron Porter]

That sounds very plausible in your situation. Let's say that you didn't own
a car, and had no car insurance? Maybe they wouldn't have let you drive the
demo, but good luck in coming after you if something happens!!

Not "absolutely" true on your car insurance policy, though, as there are
clauses in most auto policies that cover you if you are driving a rental car
(not to be confused with a demo).

Ron Porter

-----Original Message-----
From: shotimes-admin@autox.team.net [mailto:shotimes-admin@autox.team.net]
On Behalf Of mkelley1@gt.rr.com
Sent: Monday, January 19, 2004 3:08 PM
To: shotimes@autox.team.net
Subject: RE: [Shotimes] Re: (OT) Cars damaged during a test drive?


OK, here's the explanation I got from my insurance agent:  In Texas, the
insurance is on the car not the person.  If I loaned my car to someone and
they wrecked it, my insurance would be responsible not theirs.  The same
applies to dealerships.  They're supposed to have insurance on any car they
allow to be test driven.  The dealership doesn't want to have to claim it
on their policy so their trying to get mine to pay for it instead.

Mark

Original Message:
-----------------
From:  Mike.Wojton@us.o-i.com
Date: Mon, 19 Jan 2004 13:32:09 -0500
To: shotimes@autox.team.net
Subject: [Shotimes] Re: (OT) Cars damaged during a test drive?


But think of it this way: if you bought a brand new car and found
out the windshield had already been repaired, wouldn't you be
slightly miffed and take the car back for another one, or to get
the entire windshield replaced?  I would.  I'm sure that's what the
dealership was trying to avoid.

And I've had a windshield chip replaced before.  It is slightly
noticable.  And depending on its position on the glass, might not be
repairable at all.  If it's anywhere near the drivers line of sight,
most places won't fix it.

And I do agree that the insurance company should be responsible.


Mike Wojton
Toledo, Ohio

-'95 White MTX
   '96 Brake Upgrade

"Avoid the clap." - Jimmy Dugan




shotimes-admin@autox.team.net wrote on 01/19/2004 11:53:49 AM:

> In my day job, one of my clients is Motors Insurance (GM). Usually you 
have to sign a bailment 
> agreement to take the car for that period of time and it usually 
subrogates all damage to you 
> personally. Read it carefully. Besides, the whole windshield????? I 
thought those things could be 
> fixed if they were not too large??
> 
> 
> 
> In a message dated 1/19/2004 11:40:30 AM Eastern Standard Time, 
sho@paul-fisher.com writes:
> 
> > Did they make you sign something before you took it? If so, 
> > look at it. 
> 
> Larry E
> 97 Red
> Mods
> Welds
> _______________________________________________
> Shotimes mailing list
> Shotimes@autox.team.net
> http://www.team.net/mailman/listinfo/shotimes
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