[Shotimes] Insurance claim: Looking for input.

[Ian Fisher]

Hey Carl

Why not use the SHO ad that ran on the list today?
$4,000 OBO for a wrecked SHO? Yeah, it's high but
stuff like that could work in your favor.

Ian

--- Carl Prochilo <gr8sho@prochilo.myserver.org>
wrote:

> By used values, I assume you mean the classifieds on
> your website.  I went
> and grabbed the ones for 92s.  KBB is good too. 
> Edmunds seems suspect to
> me.
> 
> I don't have any good experience in this area.  I'll
> call my insurance
> company again.  They didn't leave me with a sense of
> confidence they would
> take care of this on my behalf but I'll ask again.
> -- 
> Cheers,
> Carl Prochilo
> 92 Ultra Red Crimson
> 
> On Wed, July 6, 2005 4:54 pm, Donald Mallinson said:
> > Carl,
> >
> > YOu can negotiate with the company (or YOUR
> company should be doing
> > this).  They will almost always low-ball you to
> start off.  Main thing
> > is this was not your fault, you should not sign
> off on anything till you
> > are happy.  Maybe a little visit to the doctor for
> a neck brace, or a
> > hint that you won't sign a release till you know
> about 20 years down the
> > road exactly what effects the wreck may have on 
> you.....(assuming you
> > were in the car when it was hit).
> >
> > Tell them to go find you a replacment car that is
> as good for $1499?  If
> > they are totalling the car, then they should
> replace it
> > Get some information to back you up off the
> SHOclub.com web site (used
> > falues) and the other used car value sites.  If
> they support your
> > argument, print it out and show it to your
> insurance agent.  You really
> > should not be dealing with the other guy's
> insurance company, that is
> > what you pay your company for.  At least that is
> the way it works
> > between State Farm and Me.
> >
> > Don Mallinson
> >
> >
> > Carl Prochilo wrote:
> >
> >>The estimate to fix my car was $1825.  The
> insurance company of the party
> >> at fault says that the value of my car is less
> than the repair costs so
> >> they want to settle for $1499.  I don't know how
> they determined the
> >> value, but I suspect most of it has to do with
> the mileage on the odo of
> >> 215K.   Now, the car has several upgrades, and
> they are telling me these
> >> have no bearing on the value of the car.  Is this
> true?  Is my logic
> >> valid or should I just forget about it.  My
> letter back to them has
> >> stated the following.
> >>
> >>b"	UPGRADE:  The replacement engine is an
> increased displacement one at
> >> 3.2 litres (original was 3.0 litres).  It had
> 80,000 miles at time of
> >> removal from donor car.  The original motor had
> 197,000 miles when it
> >> failed.  Therefore the total mileage on the new
> motor is approximately
> >> 98,000 miles.
> >>b"	UPGRADE:  The front brakes work referred to
> below are another
> >> performance upgrade.  These brakes are upgrade to
> the larger 12b brake
> >> size used by later year SHOs.  In addition, steel
> braided brake lines
> >> were installed.
> >>b"	UPGRADE:  The car also has a new $1100
> wheel/tire package upgrade from
> >> discounttiredirect.com.
> >>b"	Collectively, these items increase the value of
> this car.
> >>
> >>
> >>====
> >>Cheers,
> >>Carl Prochilo
> >>1992 Ultra Red Crimson
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> > Shotimes@autox.team.net
> > http://www.team.net/mailman/listinfo/shotimes
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> 



		
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