[Shotimes] Insurance claim: Looking for input.

[Carl Prochilo]

Yes I was in the car.  Lady in an SUV ran a stop light into my path.

Nothing signed yet.

Doctor's visit is still something I may do.

By used values, I assume you mean the classifieds on your website.  I went
and grabbed the ones for 92s.  KBB is good too.  Edmunds seems suspect to
me.

I don't have any good experience in this area.  I'll call my insurance
company again.  They didn't leave me with a sense of confidence they would
take care of this on my behalf but I'll ask again.
-- 
Cheers,
Carl Prochilo
92 Ultra Red Crimson

On Wed, July 6, 2005 4:54 pm, Donald Mallinson said:
> Carl,
>
> YOu can negotiate with the company (or YOUR company should be doing
> this).  They will almost always low-ball you to start off.  Main thing
> is this was not your fault, you should not sign off on anything till you
> are happy.  Maybe a little visit to the doctor for a neck brace, or a
> hint that you won't sign a release till you know about 20 years down the
> road exactly what effects the wreck may have on  you.....(assuming you
> were in the car when it was hit).
>
> Tell them to go find you a replacment car that is as good for $1499?  If
> they are totalling the car, then they should replace it
> Get some information to back you up off the SHOclub.com web site (used
> falues) and the other used car value sites.  If they support your
> argument, print it out and show it to your insurance agent.  You really
> should not be dealing with the other guy's insurance company, that is
> what you pay your company for.  At least that is the way it works
> between State Farm and Me.
>
> Don Mallinson
>
>
> Carl Prochilo wrote:
>
>>The estimate to fix my car was $1825.  The insurance company of the party
>> at fault says that the value of my car is less than the repair costs so
>> they want to settle for $1499.  I don't know how they determined the
>> value, but I suspect most of it has to do with the mileage on the odo of
>> 215K.   Now, the car has several upgrades, and they are telling me these
>> have no bearing on the value of the car.  Is this true?  Is my logic
>> valid or should I just forget about it.  My letter back to them has
>> stated the following.
>>
>>b"	UPGRADE:  The replacement engine is an increased displacement one at
>> 3.2 litres (original was 3.0 litres).  It had 80,000 miles at time of
>> removal from donor car.  The original motor had 197,000 miles when it
>> failed.  Therefore the total mileage on the new motor is approximately
>> 98,000 miles.
>>b"	UPGRADE:  The front brakes work referred to below are another
>> performance upgrade.  These brakes are upgrade to the larger 12b brake
>> size used by later year SHOs.  In addition, steel braided brake lines
>> were installed.
>>b"	UPGRADE:  The car also has a new $1100 wheel/tire package upgrade from
>> discounttiredirect.com.
>>b"	Collectively, these items increase the value of this car.
>>
>>
>>====
>>Cheers,
>>Carl Prochilo
>>1992 Ultra Red Crimson
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