[TR] value for insurance proposes?

[thenicholls at verizon.net]

 TeriAnn,


I have my 1972 Triumph TR6 insured with American Collectors insurance.  I have an agreed value with them for the amount of money I have invested in the car.


This way, if it is wreck, and most likely be totaled, I will get my money back.


Just my train of thought.


Craig
Vienna, VA
 
 
On 12/13/15, TeriAnn J. Wakeman<tjwakeman at gmail.com> wrote:
 
 My insurance is coming due for renewal and I'm wondering if I should increase the agreed upon value. It s currently set at $20,000. Thoughts?
 
 1961 (built April 1960) TR3A. Body straight with single shallow round dent (no creases)about 4 inches in diameter. Paint is about 25 years old. Looks nice except for a couple cracks. Leather interior is also about 25 years old, looks really nice except tabs around edges of door pockets loose. Simpson seat belts. Received a gold at recent Triumphest.
 
 About what you would expect for a well taken care of 25 year old restoration.
 
 factory hard top
 
 Soft top, bows, tonnu cover, bow cover, side curtains
 
 adjustable steering column, Motoleta steering wheel, and rack and pinion steering conversion
 
 Genuine Lucas PL-700 headlamps and genuine Lucas driving lights
 
 60 spoke chrome wheels
 
 Factory windscreen washer but with period Tudor white knob pump
 
 Looks factory stock as long as you don't lift the bonnet.
 
 Suspension Factory spec competition front springs, nylatron bushings, front anti sway bar, aluminum front hubs & axles from Tony Drews, stainless steel brake lines.
 
 Engine: 
 

Head: Late TR4A head with 0.060" removed from the bottom surface, shrouding removed from combustion chamber around spark plugs. Valve pockets enlarged and polished. Hardened valve seats installed inside out to create a venturi shaped opening. Oversize intake valves. Ports polished and matched. 

Pistons & liners: 87 mm. "Eyelashes" cut into top edge of liners below where the shroud was removed around the plug area. 

Crank: Cross drilled and nitrided. Harmonic dampener added. 

Cam & valve train: 280 degree cam (peaks at 6000 RPM with wide power peak), 56 rockwell or harder tappets, shortened push rods, lightened rocker arms with matched weight, special springs and retainers. Springs between rocker arms replaced by copper tube spacers. Special rocker shaft pedestals that support the ends of the shafts.
 

 Intake: Twin DCOE 45 carburetors on polished TWM intake manifolds. Short air horns. ITC air filter.
 

 

Ignition: Mallory distributor and coil. 

Engine exterior: Wilco finned cast aluminum valve cover with Moon breather, optional finned aluminum oil sump with extended oil pick up, external oil cooler, narrow fan belt & pulleys, electric fan, alternator, four tube headers going into early TR2 exhaust system.
 

Interior: Balanced drive train, extensive use of of ARP fasteners, oil passages cleaned up, oil pump reworked with new gears.
 

Gearbox: TR4 full syncro with overdrive
 

Limited slip rear diff with oversize magnesium finned diff cover.
 

If the car was in a fire, flood or whatever what would it cost to replace it? What should I insure it for?
 

TeriAnn
 


 


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