In Utah we have had a mandatory insurance rule for probably 20 years. I am in
the insurance business, and I see about 25% of the accidents that my insureds
are in involve an uninsured motorist. Our state has tried many things to stop
this problem but it continues. What most people do is pay a down payment on
the insurance and then never make another payment untill the next year when
their license tags expire, then they either lie and use the same number, or buy
another 1 month policy.
One thing our state does, if pushed, is to suspend the offenders drivers
license after an accident for 8 years or until restitution is made.
Personal opinion, they should confiscate any "on the road car" that is
uninsured more than 90 days.
Jay Laifman wrote:
> You know how California now has law that says you must have liability
> insurance before you can get your drivers license renewed? Did you ever
> notice that you still keep hearing about people getting into accidents with
> people who don't have insurance? Did you ever wonder how that was
> happening? I just learned that what people do is obtain insurance, get
> their license, and cancel the insurance, getting a refund for the remainder
> of their premium!
>
> Maybe it's time to get Senator Kopp going on another bill to protect the
> classic cars (and the drivers and passengers therein) that he so generously
> saved from disappearing. Seems the only solution would be to have some
> type of law preventing insurers from cancelling policies and returning
> premiums unless there is confirmation that replacement insurance is being
> put in place. The insurers would certainly jump on that bandwagon!
>
> Jay
This archive was generated by hypermail 2b30 : Tue Sep 05 2000 - 10:39:36 CDT