--===============3146437617859899468==
--Apple-Mail=_1FB5FA23-5C1E-462E-8E55-1075D7C934A2
Content-Transfer-Encoding: quoted-printable
charset=utf-8
Hmm, works for me, did you try the second one I sent? The first didn=E2=80=
=99t include the .com http://retirement.pressbooks.com/ =
<http://retirement.pressbooks.com/>
It=E2=80=99s pretty common to beat advisors. The add too much drag. I =
spend a lot of time in the book telling people to fire them.=20
I=E2=80=99m headed to Maui on the 4th, so yeah, it=E2=80=99s going to be =
great.=20
On Nov 2, 2015, at 7:06 AM, Chuck Arnold and/or Kathleen Kelley =
<triosan@gmail.com> wrote:
>=20
> Good for you.
>=20
> I did better than my advisers this year. That does not make me happy.
>=20
> The link did not work to your website.
>=20
> hope to be racing next year -- at least the K Cup.
>=20
> Have a great winter [winter, what's that?]
>=20
> On Sun, Nov 1, 2015 at 7:22 PM, Bill Babcock <Bill@ponostyle.com =
> Oops: http://retirement.pressbooks.com/ =
<http://retirement.pressbooks.com/>
>=20
>> On Nov 1, 2015, at 7:04 PM, Bill Babcock <Bill@ponostyle.com =
>>=20
>> The biggest problem with retirement is that we were all supposed to =
die at 62.7.That was the average life expectancy in 1935 when social =
security started. It=E2=80=99s also why the traditional pension funds =
are all broke=E2=80=94people just insisting on living too long.
>>=20
>> For what it=E2=80=99s worth, I=E2=80=99m writing a book on the =
mechanics of retirement=E2=80=94financial, taxes, health, hobbies, etc. =
It=E2=80=99s really a project to get myself educated, I left my =
retirement funds in the hands of advisors while I was working, and =
didn=E2=80=99t pay much attention to it. When I started looking at what =
was going on I realized I needed to get up to speed quickly or I was =
going to be flipping burgers at 80.=20
>>=20
>> I=E2=80=99ll eventually publish it on Amazon, but parts of it are =
more or less done, and it will always be free in blog form. It=E2=80=99s =
here at www.retirement.pressbooks =
<http://www.retirement.pressbooks/>,com It might help.=20
>>=20
>>> On Nov 1, 2015, at 4:18 PM, Duncan Charlton =
wrote:
>>>=20
>>> To add to what Bill said, those who are 50 today were born in 1965 =
and when they were old enough to notice cars, what was there to get =
excited about? 1974 to 1984 must have been the deadest years for =
interesting cars other than during WWII. But I disagree about TR3s. =
I=E2=80=99m 60 and my 64 year old brother and his friends all had =
inexpensive MGBs, TR3s, Morgans, Sprites, etc. so those were on my radar =
early. My age group may be getting smaller but more worrisome, on many =
levels, is that so many of my peers may not be able to afford to retire =
for a very long time, and if they can=E2=80=99t afford to retire, they =
probably can=E2=80=99t afford to chase a dream of vintage racing.
>>>=20
>>> Duncan
>>>=20
>>>=20
>>>> On Nov 1, 2015, at 3:08 PM, Bill Babcock <Bill@ponostyle.com =
>>>>=20
>>>> Agreed. The fastest path to the end of vintage racing is to fail to =
understand that our vintage is not everyone=E2=80=99s vintage. The magic =
age for amateur race car drivers is 40=E2=80=94old enough to have money =
to do it, young enough to want to. People who are 40 today were born in =
1975 and probably didn=E2=80=99t care anything about cars until 1985. =
Teenagers who lusted after a TR3 are 70 and older=E2=80=94less than nine =
percent of the population and getting smaller fast.=20
>>>>=20
>>>> I don=E2=80=99t care nearly as much about what cars I run on the =
track with as I do about having races to run. The grids in American =
vintage racing have changed forever already=E2=80=94not because more =
modern cars are permitted, but because a lot of the cars that came to =
even local races are too valuable to risk, or too expensive to maintain, =
or just tired of racing against =E2=80=9Cvintage=E2=80=9D production =
cars that turn non-vintage lap times.=20
>>>>=20
>>>>=20
>>>>> On Nov 1, 2015, at 10:45 AM, Terry Stetler <tlizzard@msn.com =
>>>>>=20
>>>>> As someone with CRX on track experience, and also a guy that loves =
his street TR3 and keeps one very fast race TR3 going, I don't think =
that dissing the modern sports cars is really good for us overall.
>>>>> =20
>>>>> As has been mentioned previously, interest in "our" cars is =
fading, as is interest in automobile enthusiasm in general. Now is not =
the time for "interservice rivalry", as it were. We need to embrace all =
of the many forms
>>>>> that are the sportscar, and indeed motorcar enthusiasm in general. =
We need to keep our love alive, and to bring up another couple =
generations of enthusiasts who will come to cherish "our" cars, and keep =
them alive well into the future.
>>>>> =20
>>>>> Oh, the spec Miata lap record at Mid Ohio is now down to a hair =
over 1:40. Just sayin', and that was not done by bumping each other, =
but by proper application of good driving skills.
>>>>> =20
>>>>> =20
>>>>> Terry Stetler
>>>>> _______________________________________________
>>>>>=20
>>>>> http://www.fot-racing.com <http://www.fot-racing.com/>
>>>>>=20
>>>>> Donate: http://www.team.net/donate.html =
<http://www.team.net/donate.html>
>>>>> Archive: http://www.team.net/archive <http://www.team.net/archive>
>>>>> Forums: http://www.team.net/forums <http://www.team.net/forums>
>>>>> Unsubscribe/Manage: =
http://autox.team.net/mailman/options/fot/bill@ponostyle.com =
<http://autox.team.net/mailman/options/fot/bill@ponostyle.com>
>>>> _______________________________________________
>>>>=20
>>>> http://www.fot-racing.com <http://www.fot-racing.com/>
>>>>=20
>>>> Donate: http://www.team.net/donate.html =
<http://www.team.net/donate.html>
>>>> Archive: http://www.team.net/archive <http://www.team.net/archive>
>>>> Forums: http://www.team.net/forums <http://www.team.net/forums>
>>>> Unsubscribe/Manage: =
http://autox.team.net/mailman/options/fot/duncan.charlton54@gmail.com =
<http://autox.team.net/mailman/options/fot/duncan.charlton54@gmail.com>
>>>>=20
>>>>=20
>>>=20
>>=20
>> _______________________________________________
>>=20
>> http://www.fot-racing.com <http://www.fot-racing.com/>
>>=20
>> Donate: http://www.team.net/donate.html =
<http://www.team.net/donate.html>
>> Archive: http://www.team.net/archive <http://www.team.net/archive>
>> Forums: http://www.team.net/forums <http://www.team.net/forums>
>> Unsubscribe/Manage: =
http://autox.team.net/mailman/options/fot/bill@ponostyle.com =
<http://autox.team.net/mailman/options/fot/bill@ponostyle.com>
>>=20
>>=20
>=20
>=20
> _______________________________________________
>=20
> http://www.fot-racing.com <http://www.fot-racing.com/>
>=20
> Donate: http://www.team.net/donate.html =
<http://www.team.net/donate.html>
> Archive: http://www.team.net/archive <http://www.team.net/archive>
> Forums: http://www.team.net/forums <http://www.team.net/forums>
> Unsubscribe/Manage: =
http://autox.team.net/mailman/options/fot/triosan@gmail.com =
<http://autox.team.net/mailman/options/fot/triosan@gmail.com>
>=20
>=20
>=20
>=20
--Apple-Mail=_1FB5FA23-5C1E-462E-8E55-1075D7C934A2
Content-Transfer-Encoding: quoted-printable
charset=utf-8
<html><head><meta http-equiv=3D"Content-Type" content=3D"text/html =
charset=3Dutf-8"></head><body style=3D"word-wrap: break-word; =
-webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" =
class=3D"">Hmm, works for me, did you try the second one I sent? The =
first didn=E2=80=99t include the .com <a =
href=3D"http://retirement.pressbooks.com/"; =
class=3D"">http://retirement.pressbooks.com/</a><div class=3D""><br =
class=3D""></div><div class=3D"">It=E2=80=99s pretty common to beat =
advisors. The add too much drag. I spend a lot of time in the book =
telling people to fire them. </div><div class=3D""><br =
class=3D""></div><div class=3D"">I=E2=80=99m headed to Maui on the 4th, =
so yeah, it=E2=80=99s going to be great. </div><div class=3D""><br =
class=3D""></div><div class=3D"">On Nov 2, 2015, at 7:06 AM, Chuck =
Arnold and/or Kathleen Kelley <<a href=3D"mailto:triosan@gmail.com"; =
class=3D"">triosan@gmail.com</a>> wrote:<div><blockquote type=3D"cite" =
class=3D""><br class=3D"Apple-interchange-newline"><div class=3D""><div =
dir=3D"ltr" class=3D""><div class=3D"gmail_default" =
style=3D"font-family:georgia,serif;font-size:small">Good for =
you.</div><div class=3D"gmail_default" =
style=3D"font-family:georgia,serif;font-size:small"><br =
class=3D""></div><div class=3D"gmail_default" =
style=3D"font-family:georgia,serif;font-size:small">I did better than my =
advisers this year. That does not make me happy.</div><div =
class=3D"gmail_default" =
style=3D"font-family:georgia,serif;font-size:small"><br =
class=3D""></div><div class=3D"gmail_default" =
style=3D"font-family:georgia,serif;font-size:small">The link did not =
work to your website.</div><div class=3D"gmail_default" =
style=3D"font-family:georgia,serif;font-size:small"><br =
class=3D""></div><div class=3D"gmail_default" =
style=3D"font-family:georgia,serif;font-size:small">hope to be racing =
next year -- at least the K Cup.</div><div class=3D"gmail_default" =
style=3D"font-family:georgia,serif;font-size:small"><br =
class=3D""></div><div class=3D"gmail_default" =
style=3D"font-family:georgia,serif;font-size:small">Have a great winter =
[winter, what's that?]</div></div><div class=3D"gmail_extra"><br =
class=3D""><div class=3D"gmail_quote">On Sun, Nov 1, 2015 at 7:22 PM, =
Bill Babcock <span dir=3D"ltr" class=3D""><<a =
href=3D"mailto:Bill@ponostyle.com"; target=3D"_blank" =
class=3D"">Bill@ponostyle.com</a>></span> wrote:<br =
class=3D""><blockquote class=3D"gmail_quote" style=3D"margin:0 0 0 =
.8ex;border-left:1px #ccc solid;padding-left:1ex"><div =
style=3D"word-wrap:break-word" class=3D"">Oops: <a =
href=3D"http://retirement.pressbooks.com/"; target=3D"_blank" =
class=3D"">http://retirement.pressbooks.com/</a><div class=3D""><br =
class=3D""><div class=3D""><blockquote type=3D"cite" class=3D""><div =
class=3D"">On Nov 1, 2015, at 7:04 PM, Bill Babcock <<a =
href=3D"mailto:Bill@ponostyle.com"; target=3D"_blank" =
class=3D"">Bill@ponostyle.com</a>> wrote:</div><br class=3D""><div =
class=3D""><div style=3D"word-wrap:break-word" class=3D"">The biggest =
problem with retirement is that we were all supposed to die at 62.7.That =
was the average life expectancy in 1935 when social security started. =
It=E2=80=99s also why the traditional pension funds are all =
broke=E2=80=94people just insisting on living too long.<div class=3D""><br=
class=3D""></div><div class=3D"">For what it=E2=80=99s worth, I=E2=80=99m=
writing a book on the mechanics of retirement=E2=80=94financial, taxes, =
health, hobbies, etc. It=E2=80=99s really a project to get myself =
educated, I left my retirement funds in the hands of advisors while I =
was working, and didn=E2=80=99t pay much attention to it. When I started =
looking at what was going on I realized I needed to get up to speed =
quickly or I was going to be flipping burgers at 80. <div =
class=3D""><br class=3D""></div><div class=3D"">I=E2=80=99ll eventually =
publish it on Amazon, but parts of it are more or less done, and it will =
always be free in blog form. It=E2=80=99s here at <a =
href=3D"http://www.retirement.pressbooks/"; target=3D"_blank" =
class=3D"">www.retirement.pressbooks</a>,com It might =
help. </div><div class=3D""><br class=3D""><div =
class=3D""><blockquote type=3D"cite" class=3D""><div class=3D"">On Nov =
1, 2015, at 4:18 PM, Duncan Charlton <<a =
href=3D"mailto:duncan.charlton54@gmail.com"; target=3D"_blank" =
class=3D"">duncan.charlton54@gmail.com</a>> wrote:</div><br =
class=3D""><div class=3D""><div style=3D"word-wrap:break-word" =
class=3D"">To add to what Bill said, those who are 50 today were born in =
1965 and when they were old enough to notice cars, what was there to get =
excited about? 1974 to 1984 must have been the deadest years for =
interesting cars other than during WWII. But I disagree about =
TR3s. I=E2=80=99m 60 and my 64 year old brother and his friends =
all had inexpensive MGBs, TR3s, Morgans, Sprites, etc. so those were on =
my radar early. My age group may be getting smaller but more =
worrisome, on many levels, is that so many of my peers may not be able =
to afford to retire for a very long time, and if they can=E2=80=99t =
afford to retire, they probably can=E2=80=99t afford to chase a dream of =
vintage racing.<div class=3D""><br class=3D""></div><div =
class=3D"">Duncan</div><div class=3D""><br class=3D""></div><div =
class=3D""><br class=3D""><div class=3D""><blockquote type=3D"cite" =
class=3D""><div class=3D"">On Nov 1, 2015, at 3:08 PM, Bill Babcock =
<<a href=3D"mailto:Bill@ponostyle.com"; target=3D"_blank" =
class=3D"">Bill@ponostyle.com</a>> wrote:</div><br class=3D""><div =
class=3D""><div style=3D"word-wrap:break-word" class=3D"">Agreed. The =
fastest path to the end of vintage racing is to fail to understand that =
our vintage is not everyone=E2=80=99s vintage. The magic age for amateur =
race car drivers is 40=E2=80=94old enough to have money to do it, young =
enough to want to. People who are 40 today were born in 1975 and =
probably didn=E2=80=99t care anything about cars until 1985. Teenagers =
who lusted after a TR3 are 70 and older=E2=80=94less than nine percent =
of the population and getting smaller fast. <div class=3D""><br =
class=3D""><div class=3D"">I don=E2=80=99t care nearly as much about =
what cars I run on the track with as I do about having races to run. The =
grids in American vintage racing have changed forever already=E2=80=94not =
because more modern cars are permitted, but because a lot of the cars =
that came to even local races are too valuable to risk, or too expensive =
to maintain, or just tired of racing against =E2=80=9Cvintage=E2=80=9D =
production cars that turn non-vintage lap times. </div><div =
class=3D""><br class=3D""></div><div class=3D""><div class=3D""><br =
class=3D""><div class=3D""><blockquote type=3D"cite" class=3D""><div =
class=3D"">On Nov 1, 2015, at 10:45 AM, Terry Stetler <<a =
href=3D"mailto:tlizzard@msn.com"; target=3D"_blank" =
class=3D"">tlizzard@msn.com</a>> wrote:</div><br class=3D""><div =
class=3D""><div =
style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-ind=
ent:0px;text-transform:none;white-space:normal;word-spacing:0px" =
class=3D""><div class=3D"">As someone with CRX on track experience, and =
also a guy that loves his street TR3 and keeps one very fast race TR3 =
going, I don't think that dissing the modern sports cars is really good =
for us overall.</div><div class=3D""> </div><div class=3D"">As has =
been mentioned previously, interest in "our" cars is fading, as is =
interest in automobile enthusiasm in general. Now is not the time =
for "interservice rivalry", as it were. We need to embrace all of =
the many forms</div><div class=3D"">that are the sportscar, and =
indeed motorcar enthusiasm in general. We need to keep our love =
alive, and to bring up another couple generations of enthusiasts who =
will come to cherish "our" cars, and keep them alive well into the =
future.</div><div class=3D""> </div><div class=3D"">Oh, the spec =
Miata lap record at Mid Ohio is now down to a hair over 1:40. Just =
sayin', and that was not done by bumping each other, but by proper =
application of good driving skills.</div><div class=3D""> </div><div =
class=3D""> </div><div class=3D"">Terry Stetler</div></div><span =
style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-ind=
ent:0px;text-transform:none;white-space:normal;word-spacing:0px;float:none=
;display:inline!important" =
class=3D"">_______________________________________________</span><br =
style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-ind=
ent:0px;text-transform:none;white-space:normal;word-spacing:0px" =
class=3D""><a href=3D"mailto:fot@autox.team.net"; =
style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-ind=
ent:0px;text-transform:none;white-space:normal;word-spacing:0px" =
target=3D"_blank" class=3D"">fot@autox.team.net</a><br =
style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-ind=
ent:0px;text-transform:none;white-space:normal;word-spacing:0px" =
class=3D""><br =
style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-ind=
ent:0px;text-transform:none;white-space:normal;word-spacing:0px" =
class=3D""><a href=3D"http://www.fot-racing.com/"; =
style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
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ent:0px;text-transform:none;white-space:normal;word-spacing:0px" =
target=3D"_blank" class=3D"">http://www.fot-racing.com</a><br =
style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
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ent:0px;text-transform:none;white-space:normal;word-spacing:0px" =
class=3D""><br =
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ent:0px;text-transform:none;white-space:normal;word-spacing:0px" =
class=3D""><span =
style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
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ent:0px;text-transform:none;white-space:normal;word-spacing:0px;float:none=
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style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
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class=3D""><span =
style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
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style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
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ent:0px;text-transform:none;white-space:normal;word-spacing:0px" =
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ent:0px;text-transform:none;white-space:normal;word-spacing:0px" =
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style=3D"font-family:Verdana;font-size:13px;font-style:normal;font-variant=
:normal;font-weight:normal;letter-spacing:normal;text-align:start;text-ind=
ent:0px;text-transform:none;white-space:normal;word-spacing:0px;float:none=
;display:inline!important" class=3D"">Unsubscribe/Manage:<span =
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></div></blockquote></div><br =
class=3D""></div></div></div></div>_______________________________________=
________<br class=3D""><a href=3D"mailto:fot@autox.team.net"; =
target=3D"_blank" class=3D"">fot@autox.team.net</a><br class=3D""><br =
class=3D""><a href=3D"http://www.fot-racing.com/"; target=3D"_blank" =
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