--===============5320760341024904732==
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Oops: http://retirement.pressbooks.com/ =
<http://retirement.pressbooks.com/>
> On Nov 1, 2015, at 7:04 PM, Bill Babcock <Bill@ponostyle.com> wrote:
>=20
> The biggest problem with retirement is that we were all supposed to =
die at 62.7.That was the average life expectancy in 1935 when social =
security started. It=E2=80=99s also why the traditional pension funds =
are all broke=E2=80=94people just insisting on living too long.
>=20
> For what it=E2=80=99s worth, I=E2=80=99m writing a book on the =
mechanics of retirement=E2=80=94financial, taxes, health, hobbies, etc. =
It=E2=80=99s really a project to get myself educated, I left my =
retirement funds in the hands of advisors while I was working, and =
didn=E2=80=99t pay much attention to it. When I started looking at what =
was going on I realized I needed to get up to speed quickly or I was =
going to be flipping burgers at 80.=20
>=20
> I=E2=80=99ll eventually publish it on Amazon, but parts of it are more =
or less done, and it will always be free in blog form. It=E2=80=99s here =
at www.retirement.pressbooks <http://www.retirement.pressbooks/>,com =
It might help.=20
>=20
>> On Nov 1, 2015, at 4:18 PM, Duncan Charlton =
wrote:
>>=20
>> To add to what Bill said, those who are 50 today were born in 1965 =
and when they were old enough to notice cars, what was there to get =
excited about? 1974 to 1984 must have been the deadest years for =
interesting cars other than during WWII. But I disagree about TR3s. =
I=E2=80=99m 60 and my 64 year old brother and his friends all had =
inexpensive MGBs, TR3s, Morgans, Sprites, etc. so those were on my radar =
early. My age group may be getting smaller but more worrisome, on many =
levels, is that so many of my peers may not be able to afford to retire =
for a very long time, and if they can=E2=80=99t afford to retire, they =
probably can=E2=80=99t afford to chase a dream of vintage racing.
>>=20
>> Duncan
>>=20
>>=20
>>> On Nov 1, 2015, at 3:08 PM, Bill Babcock <Bill@ponostyle.com =
>>>=20
>>> Agreed. The fastest path to the end of vintage racing is to fail to =
understand that our vintage is not everyone=E2=80=99s vintage. The magic =
age for amateur race car drivers is 40=E2=80=94old enough to have money =
to do it, young enough to want to. People who are 40 today were born in =
1975 and probably didn=E2=80=99t care anything about cars until 1985. =
Teenagers who lusted after a TR3 are 70 and older=E2=80=94less than nine =
percent of the population and getting smaller fast.=20
>>>=20
>>> I don=E2=80=99t care nearly as much about what cars I run on the =
track with as I do about having races to run. The grids in American =
vintage racing have changed forever already=E2=80=94not because more =
modern cars are permitted, but because a lot of the cars that came to =
even local races are too valuable to risk, or too expensive to maintain, =
or just tired of racing against =E2=80=9Cvintage=E2=80=9D production =
cars that turn non-vintage lap times.=20
>>>=20
>>>=20
>>>> On Nov 1, 2015, at 10:45 AM, Terry Stetler <tlizzard@msn.com =
>>>>=20
>>>> As someone with CRX on track experience, and also a guy that loves =
his street TR3 and keeps one very fast race TR3 going, I don't think =
that dissing the modern sports cars is really good for us overall.
>>>> =20
>>>> As has been mentioned previously, interest in "our" cars is fading, =
as is interest in automobile enthusiasm in general. Now is not the time =
for "interservice rivalry", as it were. We need to embrace all of the =
many forms
>>>> that are the sportscar, and indeed motorcar enthusiasm in general. =
We need to keep our love alive, and to bring up another couple =
generations of enthusiasts who will come to cherish "our" cars, and keep =
them alive well into the future.
>>>> =20
>>>> Oh, the spec Miata lap record at Mid Ohio is now down to a hair =
over 1:40. Just sayin', and that was not done by bumping each other, =
but by proper application of good driving skills.
>>>> =20
>>>> =20
>>>> Terry Stetler
>>>> _______________________________________________
>>>>=20
>>>> http://www.fot-racing.com <http://www.fot-racing.com/>
>>>>=20
>>>> Donate: http://www.team.net/donate.html =
<http://www.team.net/donate.html>
>>>> Archive: http://www.team.net/archive <http://www.team.net/archive>
>>>> Forums: http://www.team.net/forums <http://www.team.net/forums>
>>>> Unsubscribe/Manage: =
http://autox.team.net/mailman/options/fot/bill@ponostyle.com =
<http://autox.team.net/mailman/options/fot/bill@ponostyle.com>
>>> _______________________________________________
>>>=20
>>> http://www.fot-racing.com <http://www.fot-racing.com/>
>>>=20
>>> Donate: http://www.team.net/donate.html
>>> Archive: http://www.team.net/archive
>>> Forums: http://www.team.net/forums
>>> Unsubscribe/Manage: =
http://autox.team.net/mailman/options/fot/duncan.charlton54@gmail.com
>>>=20
>>>=20
>>=20
>=20
> _______________________________________________
> fot@autox.team.net
>=20
> http://www.fot-racing.com
>=20
> Donate: http://www.team.net/donate.html
> Archive: http://www.team.net/archive
> Forums: http://www.team.net/forums
> Unsubscribe/Manage: =
http://autox.team.net/mailman/options/fot/bill@ponostyle.com
>=20
>=20
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Content-Transfer-Encoding: quoted-printable
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<html><head><meta http-equiv=3D"Content-Type" content=3D"text/html =
charset=3Dutf-8"></head><body style=3D"word-wrap: break-word; =
-webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" =
class=3D"">Oops: <a href=3D"http://retirement.pressbooks.com/"; =
class=3D"">http://retirement.pressbooks.com/</a><div class=3D""><br =
class=3D""><div><blockquote type=3D"cite" class=3D""><div class=3D"">On =
Nov 1, 2015, at 7:04 PM, Bill Babcock <<a =
href=3D"mailto:Bill@ponostyle.com"; class=3D"">Bill@ponostyle.com</a>> =
wrote:</div><br class=3D"Apple-interchange-newline"><div class=3D""><meta =
http-equiv=3D"Content-Type" content=3D"text/html charset=3Dutf-8" =
class=3D""><div style=3D"word-wrap: break-word; -webkit-nbsp-mode: =
space; -webkit-line-break: after-white-space;" class=3D"">The biggest =
problem with retirement is that we were all supposed to die at 62.7.That =
was the average life expectancy in 1935 when social security started. =
It=E2=80=99s also why the traditional pension funds are all =
broke=E2=80=94people just insisting on living too long.<div class=3D""><br=
class=3D""></div><div class=3D"">For what it=E2=80=99s worth, I=E2=80=99m=
writing a book on the mechanics of retirement=E2=80=94financial, taxes, =
health, hobbies, etc. It=E2=80=99s really a project to get myself =
educated, I left my retirement funds in the hands of advisors while I =
was working, and didn=E2=80=99t pay much attention to it. When I started =
looking at what was going on I realized I needed to get up to speed =
quickly or I was going to be flipping burgers at 80. <div =
class=3D""><br class=3D""></div><div class=3D"">I=E2=80=99ll eventually =
publish it on Amazon, but parts of it are more or less done, and it will =
always be free in blog form. It=E2=80=99s here at <a =
href=3D"http://www.retirement.pressbooks/"; =
class=3D"">www.retirement.pressbooks</a>,com It might =
help. </div><div class=3D""><br class=3D""><div =
class=3D""><blockquote type=3D"cite" class=3D""><div class=3D"">On Nov =
1, 2015, at 4:18 PM, Duncan Charlton <<a =
href=3D"mailto:duncan.charlton54@gmail.com"; =
class=3D"">duncan.charlton54@gmail.com</a>> wrote:</div><br =
class=3D"Apple-interchange-newline"><div class=3D""><meta =
http-equiv=3D"Content-Type" content=3D"text/html charset=3Dutf-8" =
class=3D""><div style=3D"word-wrap: break-word; -webkit-nbsp-mode: =
space; -webkit-line-break: after-white-space;" class=3D"">To add to what =
Bill said, those who are 50 today were born in 1965 and when they were =
old enough to notice cars, what was there to get excited about? =
1974 to 1984 must have been the deadest years for interesting cars =
other than during WWII. But I disagree about TR3s. I=E2=80=99m=
60 and my 64 year old brother and his friends all had inexpensive MGBs, =
TR3s, Morgans, Sprites, etc. so those were on my radar early. My =
age group may be getting smaller but more worrisome, on many levels, is =
that so many of my peers may not be able to afford to retire for a very =
long time, and if they can=E2=80=99t afford to retire, they probably =
can=E2=80=99t afford to chase a dream of vintage racing.<div =
class=3D""><br class=3D""></div><div class=3D"">Duncan</div><div =
class=3D""><br class=3D""></div><div class=3D""><br class=3D""><div =
class=3D""><blockquote type=3D"cite" class=3D""><div class=3D"">On Nov =
1, 2015, at 3:08 PM, Bill Babcock <<a =
href=3D"mailto:Bill@ponostyle.com"; class=3D"">Bill@ponostyle.com</a>> =
wrote:</div><br class=3D"Apple-interchange-newline"><div class=3D""><meta =
http-equiv=3D"Content-Type" content=3D"text/html charset=3Dutf-8" =
class=3D""><div style=3D"word-wrap: break-word; -webkit-nbsp-mode: =
space; -webkit-line-break: after-white-space;" class=3D"">Agreed. The =
fastest path to the end of vintage racing is to fail to understand that =
our vintage is not everyone=E2=80=99s vintage. The magic age for amateur =
race car drivers is 40=E2=80=94old enough to have money to do it, young =
enough to want to. People who are 40 today were born in 1975 and =
probably didn=E2=80=99t care anything about cars until 1985. Teenagers =
who lusted after a TR3 are 70 and older=E2=80=94less than nine percent =
of the population and getting smaller fast. <div class=3D""><br =
class=3D""><div class=3D"">I don=E2=80=99t care nearly as much about =
what cars I run on the track with as I do about having races to run. The =
grids in American vintage racing have changed forever already=E2=80=94not =
because more modern cars are permitted, but because a lot of the cars =
that came to even local races are too valuable to risk, or too expensive =
to maintain, or just tired of racing against =E2=80=9Cvintage=E2=80=9D =
production cars that turn non-vintage lap times. </div><div =
class=3D""><br class=3D""></div><div class=3D""><div class=3D""><br =
class=3D""><div class=3D""><blockquote type=3D"cite" class=3D""><div =
class=3D"">On Nov 1, 2015, at 10:45 AM, Terry Stetler <<a =
href=3D"mailto:tlizzard@msn.com"; class=3D"">tlizzard@msn.com</a>> =
wrote:</div><br class=3D"Apple-interchange-newline"><div class=3D""><div =
style=3D"font-family: Verdana; font-size: 13px; font-style: normal; =
font-variant: normal; font-weight: normal; letter-spacing: normal; =
orphans: auto; text-align: start; text-indent: 0px; text-transform: =
none; white-space: normal; widows: auto; word-spacing: 0px; =
-webkit-text-stroke-width: 0px;" class=3D""><div class=3D"">As someone =
with CRX on track experience, and also a guy that loves his street TR3 =
and keeps one very fast race TR3 going, I don't think that dissing the =
modern sports cars is really good for us overall.</div><div =
class=3D""> </div><div class=3D"">As has been mentioned previously, =
interest in "our" cars is fading, as is interest in automobile =
enthusiasm in general. Now is not the time for "interservice =
rivalry", as it were. We need to embrace all of the many =
forms</div><div class=3D"">that are the sportscar, and indeed =
motorcar enthusiasm in general. We need to keep our love alive, =
and to bring up another couple generations of enthusiasts who will come =
to cherish "our" cars, and keep them alive well into the =
future.</div><div class=3D""> </div><div class=3D"">Oh, the spec =
Miata lap record at Mid Ohio is now down to a hair over 1:40. Just =
sayin', and that was not done by bumping each other, but by proper =
application of good driving skills.</div><div class=3D""> </div><div =
class=3D""> </div><div class=3D"">Terry Stetler</div></div><span =
style=3D"font-family: Verdana; font-size: 13px; font-style: normal; =
font-variant: normal; font-weight: normal; letter-spacing: normal; =
orphans: auto; text-align: start; text-indent: 0px; text-transform: =
none; white-space: normal; widows: auto; word-spacing: 0px; =
-webkit-text-stroke-width: 0px; float: none; display: inline =
!important;" =
class=3D"">_______________________________________________</span><br =
style=3D"font-family: Verdana; font-size: 13px; font-style: normal; =
font-variant: normal; font-weight: normal; letter-spacing: normal; =
orphans: auto; text-align: start; text-indent: 0px; text-transform: =
none; white-space: normal; widows: auto; word-spacing: 0px; =
-webkit-text-stroke-width: 0px;" class=3D""><a =
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auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;" =
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font-size: 13px; font-style: normal; font-variant: normal; font-weight: =
normal; letter-spacing: normal; orphans: auto; text-align: start; =
text-indent: 0px; text-transform: none; white-space: normal; widows: =
auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;" class=3D""><br =
style=3D"font-family: Verdana; font-size: 13px; font-style: normal; =
font-variant: normal; font-weight: normal; letter-spacing: normal; =
orphans: auto; text-align: start; text-indent: 0px; text-transform: =
none; white-space: normal; widows: auto; word-spacing: 0px; =
-webkit-text-stroke-width: 0px;" class=3D""><a =
href=3D"http://www.fot-racing.com/"; style=3D"font-family: Verdana; =
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il.com</a><br class=3D""><br class=3D""><br =
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class=3D""></div></div></div>_____________________________________________=
__<br class=3D""><a href=3D"mailto:fot@autox.team.net"; =
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--Apple-Mail=_D5C25566-6C5E-4EC2-878C-F5274C2AD4F6--
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--===============5320760341024904732==--
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