I'm insured with J.C. Taylor, and the clause in their contract is that the
car not "be used principally for the transportation of people or goods."
The intent being that, yes, you can take your car out for fun or a cruise,
or just to keep it going. But no, you don't take it to work every
day. It's mostly for show.
Soon after I got my MGA on the road, I got hit while making a
run to the store. It was the other driver's fault, but J.C. Taylor
raised no questions about what I was doing driving my 'antique vehicle.'
I think that a large part of the actuarials for antique vehicles is
that the owners realize that they are largely irreplacable, the owners
usually have a personal stake in the vehicle, and consequently are
going to be much more apt to avoid an accident at all costs. I know
I do. Besides, these cars didn't get to be 25+ years old by getting
into a lot of accidents. The actuarials don't lie...
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*Philippe Tusler - Mission Viejo, CA | "MILOU" '57 MGA Roadster *
*A-Mail: <TUSLER@MP050> | "TINTIN" '66 MG/MGB-GT *
*InterNet: TUSLER@MP050.MV.unisys.com | "N/A" '88 ISUZU Trooper*
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