Yeah, when the idiot backed into my MGB, his insurance company's examiner
inspected my car and actually wrote up the quote with the help of a Moss
catalog I brought along. For the bonnet he was happy to spec the more
expensive "original equipment" one rather than the "repro". The bashed
bonnet was obviously steel so it was no use pleading "aluminum" in this
case. But the purpose of insurance in the legal sense is to make you
"whole" (not make you a new hole, even if it seems that way), so they
should replace like for like.
Ajhsys@aol.com had this to say:
>In a message dated 5/4/00 10:14:26 AM Eastern Daylight Time,
>eric@erickson.on.net writes:
>
><< You can imagine which option the insurance company wants to take, but I
> DO NOT WANT A STEEL BONNET. They want to assess the car and see if I am
> really after the originality factor of the alloy bonnet - if the car is
> a rust bucket/basket case then they will insist on the steel/cheaper
> option.
>
> Has anyone got any good arguments I can put to the insurance assessor? >>
>
>- - - - - - - - - - - - -
>
>If the car had an alloy (is it alloy or aluminum?) bonnet and it was insured
>originally with that bonnet, they should pay to make it the way it was. I
>can see no argument for replacing it with steel if it was not steel when you
>had the problem.
>
>But then again, everything is upside down in Australia, so how can you keep
>the bonnet closed?
>
>Allen Hefner
>SCCA Philly Region Rally Steward
>'77 Midget
>'92 Mitsubishi Expo LRV Sport
>
--
Max Heim
'66 MGB GHN3L76149
If you're near Mountain View, CA,
it's the red one with the silver bootlid.
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