I too had trouble with this same insurance company.They wouldn't cover a
Healey I purchased and just wanted coverage till I got it home and I had
used them on my other cars for over 10 yrs. I dropped them and will never
say anything good about them. Went with Hagerty who didn't know me and the
covered me completely. They will never get my business again.
INSURANCE
>I was declined by American Collectors' underwriting because my wife and I
>only
> have one other primary use car. Two drivers in their mind requires two
> non-vintage, fully insured cars. After getting the telephone service
> person's
> soap job, I realized there was no way to overcome this and convince them
> that
> I am an honest individual who is not trying to sneak one of my two vintage
> cars under the wire as a regular driver. Jean and I share a ride to work,
> and
> would rather have just one ordinary use car for the time being until new
> car
> model's come out.
>
> We recovered from this by putting our '59 Daimler (a/k/a The Beast) on our
> regular USAA policy, and were suprised to learn they would cover it as a
> second daily use car, even on vintage plates, with full coverage for $418.
> That was only $200 over the quote American Collectors gave me for the
> limited
> vintage coverage. A thought to file away if any of you get in a similar
> conflict.
>
> Allen Miller
> 56 100-M (Beauty) and
> 59 Daimler SP250 (the Beast)
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