Sorry to here about your car, I carry comprehensive insurance on my '71 B, that
has been in the garage for several years now while undergoing a rebuild after
being hit and wrecked. Comprehensive protects against not only fire, but theft,
collapse of your garage etc. Through State Farm, compressive costs me about $10
every 6 months for the B (my last bill was $10.08). In the past I have carried
full coverage on the car during the driving season and switched it to
comprehensive when the car was parked in the winter. If the car in question is
old enough and is close to being driven, you might consider an antique policy.
For my '54 MG TF 1500, which I told them was worth $12,000, full coverage under
an antique policy with State Farm is only about $40 every 6 months.
Kevin Brown '54 MG TF 1500 RHD, '64 MGB, '71 MGB, '74 TR6, '76 TR6, '39 Chevy
Odessa, MO
"Gail B. Snider" wrote:
> First I would like to wish all a wonderfull new year!!!
> I've been lurking on the list for about 14 months now, have made a few
> comments but generally leave that to the experts. Now have a situation
> that I feel is prudent to most if not all list members. I bought a B 14
> months ago in VA. dollied the car home and put in the garage for total
> restoration. Had everything complete except putting in the dash and "firing
> it up" for the first time. To keep this short will not go into any details,
> had a fire in the garage that did significant damage to the car, had not put
> any auto insurance on the car. Nationwide has our homeowners insurance and
> they say that they will NOT cover the B under the homeowners policy. They
> have informed me that I had to have an auto policy to be covered. Have
> talked to a number of people that assumed that a homeowners policy would
> cover any contents for a fire. So I feel that a number of list members may
> be under the same assumtion. theres that word again, assume, (makes an ass
> out of u and me). made an ass out of me. Hopefully with this posting it
> may help some other list member in the future. Would recomed anyone with an
> auto in "DRY STORAGE" or in the process of restoration check with there
> insurance company.
>
> Brian 71 B who really got to "fure it up" for thr fist time
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