In a message dated 10/9/04 10:51:27 AM, PilotRob@webtv.net writes:
> First they hook you, then they raise
> their prices. Exactly what the banks
> did with their "plastic" cards.
>
>
You don't have to pay for the plastic cards. If you just refuse to pay an
annual fee, let the interest rate get as high as they make it, and pay the
entire balance off at least a week before it is due or on the day you receive
it,
you in effect get a free card. As far as I'm concerned, this is as it should
be.
We did have an interesting incident recently regarding the Sprite. We
insure it at an agreed-upon value. I recently did some price checking and
came up
with the fact that I probably can use one of two insurers. Turns out there
is very little difference in what I will pay with one of my current insurers
and another well rated company is $24. However, the interesting thing is the
company that we are currently not using wanted to charge me for an appraisal
on the Sprite. We refused, since we both felt that that was a cost of doing
business, not a special service--and really didn't figure their appraiser would
accept that the car was really an exceptional car worthy of top dollar in the
market place. Got a call back a couple hours later that they would pick up
the cost of appraisal, and a day or two later a call that they could insure it
for an agreed-upon value of about $23,500. Since this is more than I had
requested, I'm impressed. So it is an 8 year old restoration that still wins
a
"most beautiful" trophy AND an exceptional rating now and then. Interesting
. Incidentally, this is California.
Annice & Bob
1960 Bugeye (Mk. IV in disguise) "The Sprite"
1966 Sprite Mk. III (Still in Boxes) "Trevor"
Check out the new British Cars Forum:
http://www.team.net/the-local/tiki-view_forum.php?forumId=8
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