TeriAnn,
I have my 1972 Triumph TR6 insured with American Collectors insurance. I have
an agreed value with them for the amount of money I have invested in the car.
This way, if it is wreck, and most likely be totaled, I will get my money back.
Just my train of thought.
Craig
Vienna, VA
On 12/13/15, TeriAnn J. Wakeman<tjwakeman@gmail.com> wrote:
My insurance is coming due for renewal and I'm wondering if I should increase
the agreed upon value. It s currently set at $20,000. Thoughts?
1961 (built April 1960) TR3A. Body straight with single shallow round dent (no
creases)about 4 inches in diameter. Paint is about 25 years old. Looks nice
except for a couple cracks. Leather interior is also about 25 years old, looks
really nice except tabs around edges of door pockets loose. Simpson seat belts.
Received a gold at recent Triumphest.
About what you would expect for a well taken care of 25 year old restoration.
factory hard top
Soft top, bows, tonnu cover, bow cover, side curtains
adjustable steering column, Motoleta steering wheel, and rack and pinion
steering conversion
Genuine Lucas PL-700 headlamps and genuine Lucas driving lights
60 spoke chrome wheels
Factory windscreen washer but with period Tudor white knob pump
Looks factory stock as long as you don't lift the bonnet.
Suspension Factory spec competition front springs, nylatron bushings, front
anti sway bar, aluminum front hubs & axles from Tony Drews, stainless steel
brake lines.
Engine:
Head: Late TR4A head with 0.060" removed from the bottom surface, shrouding
removed from combustion chamber around spark plugs. Valve pockets enlarged and
polished. Hardened valve seats installed inside out to create a venturi shaped
opening. Oversize intake valves. Ports polished and matched.
Pistons & liners: 87 mm. "Eyelashes" cut into top edge of liners below where
the shroud was removed around the plug area.
Crank: Cross drilled and nitrided. Harmonic dampener added.
Cam & valve train: 280 degree cam (peaks at 6000 RPM with wide power peak), 56
rockwell or harder tappets, shortened push rods, lightened rocker arms with
matched weight, special springs and retainers. Springs between rocker arms
replaced by copper tube spacers. Special rocker shaft pedestals that support
the ends of the shafts.
Intake: Twin DCOE 45 carburetors on polished TWM intake manifolds. Short air
horns. ITC air filter.
Ignition: Mallory distributor and coil.
Engine exterior: Wilco finned cast aluminum valve cover with Moon breather,
optional finned aluminum oil sump with extended oil pick up, external oil
cooler, narrow fan belt & pulleys, electric fan, alternator, four tube headers
going into early TR2 exhaust system.
Interior: Balanced drive train, extensive use of of ARP fasteners, oil passages
cleaned up, oil pump reworked with new gears.
Gearbox: TR4 full syncro with overdrive
Limited slip rear diff with oversize magnesium finned diff cover.
If the car was in a fire, flood or whatever what would it cost to replace it?
What should I insure it for?
TeriAnn
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