Kevin, Jan, Mark and the Tigger List,
I too have State Farm and just got the bill. About $204 for the year and I
had to fight like hell to get the "classic" car rate. Full liability and
"agreed" value of $15,000. What a royal pain in the butt.
Maybe I am getting hosed because I only have two other cars, the house, it's
contents, as well as a jewelry and computer riders covered with my agent.
(Hell, is there any more??).
IMHO, stay away from State Farm if you can. They had to have three pictures
taken of my car on three different occasions. They required an appraisal.
They originally wanted NO mileage and me to sign an agreement that I would
TRAILER the car everywhere. Why in the heck, I asked, would I trailer a
perfectly good car to a car show. After a threat to pull all of my policies
and move to AAA, the agent eventually went to bat for me. The deal we
finally worked out was a maximum of 3,500 miles per year and that I do not
have to trailer the car to shows or parades (?? Parades, I don' need no
stink'in parades!!). And trust me, they DO check the mileage every year.
Good Luck in your search for a good deal. Just make sure you can drive your
car. Just wish I could have gotten 5K miles per year out of 'em like Mark
did.
Regards,
Allan
B9472373
-----Original Message-----
From: owner-tigers@autox.team.net [mailto:owner-tigers@autox.team.net] On
Behalf Of CoolVT@aol.com
Sent: Wednesday, July 29, 1998 9:49 PM
To: kevnmeek@netcom.com; tigers@autox.team.net
Subject: Re: Insurance?
Kevin,
I posted my rates with State Farm Insurance last year. I pay $126.00 per
year and if I report that the car is put away for 4 monhs in he winter
(keeping only comprehensive on during that period) I get $45.00 refunded.
Therefore, my total cost is about $81.00 per year. That is for full
coverage
with $400,000 liability with an "agreed upon value" of $13,000 for the car.
There are very few restrictions. I believe I'm allowed about 5,000 miles
per
year.
There was much discussion on the "agreed upon value" and what a company
would really pay in the case of a total loss, so you should definitely ask a
lot of questions so that you would be totally sure of what you are buying.
Mark L.
ps. the car has to be stored in a locked garage and had to be appraised
also, I have home and 4 other cars insured with this agent, so my
rates might
be a little better
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