Ok, that is strange. I have Hagerty and as long as it was under lock
and key at night, they didn't care about me parking anywhere during the day.
Joe
72 TR-6
Bob Danielson wrote:
>John,
>Glad to hear that Hagerty was great on settling your claim. That's always
>the best test of a good company. I am surprised that they never asked about
>driving habits etc. I went to them first and as soon as I told them how I
>use my car they said they wouldn't insure it. They were very good about
>mileage and their price was excellent but if I planned on parking my car
>while I played golf or went shopping, they wouldn't insure it.
>
>Bob Danielson
>1975 TR6
>http://tr6.danielsonfamily.org
>
>
>
>-----Original Message-----
>From: owner-triumphs@autox.team.net [mailto:owner-triumphs@autox.team.net]
>On Behalf Of John Cohen
>Sent: Wednesday, April 26, 2006 1:17 PM
>To: Kurtis Jones
>Cc: triumphs@autox.team.net
>Subject: [TR] RE: Car Insurance
>
>However, I've never filed a claim with them. That's usually the real test
>with an insurance company. :) Kurtis, I have filed a claim with Hagerty and
>could not have been more pleased.
>After my TR6 caught fire in Oct last year, I called to file a claim. They
>asked a few basic questions and passed me off to the underwriter, Encompass
>Insurance. There was a minimal amount of discussion, they never even looked
>at the car and the only negotiation was salvage value. Since we had agreed
>value of $12,000 on the car, we negotiated a salvage value of $1,000 because
>I wanted the car back to rebuild. They cut me a check for $11,000. My only
>regret was not having a higher agreed value. If the agreed value were
>higher, then salvage value would not be an issue. They never asked about
>driving habits, mileage or anything. Customer service was great, I would
>highly recommend them. Repair of a vintage car is tricky for the big
>insurance outfits because there are no flat rate manuals and parts prices
>available to them.
>John Cohen
>76 TR6
>www.triumphowners.com/701
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