John,
Glad to hear that Hagerty was great on settling your claim. That's always
the best test of a good company. I am surprised that they never asked about
driving habits etc. I went to them first and as soon as I told them how I
use my car they said they wouldn't insure it. They were very good about
mileage and their price was excellent but if I planned on parking my car
while I played golf or went shopping, they wouldn't insure it.
Bob Danielson
1975 TR6
http://tr6.danielsonfamily.org
-----Original Message-----
From: owner-triumphs@autox.team.net [mailto:owner-triumphs@autox.team.net]
On Behalf Of John Cohen
Sent: Wednesday, April 26, 2006 1:17 PM
To: Kurtis Jones
Cc: triumphs@autox.team.net
Subject: [TR] RE: Car Insurance
However, I've never filed a claim with them. That's usually the real test
with an insurance company. :) Kurtis, I have filed a claim with Hagerty and
could not have been more pleased.
After my TR6 caught fire in Oct last year, I called to file a claim. They
asked a few basic questions and passed me off to the underwriter, Encompass
Insurance. There was a minimal amount of discussion, they never even looked
at the car and the only negotiation was salvage value. Since we had agreed
value of $12,000 on the car, we negotiated a salvage value of $1,000 because
I wanted the car back to rebuild. They cut me a check for $11,000. My only
regret was not having a higher agreed value. If the agreed value were
higher, then salvage value would not be an issue. They never asked about
driving habits, mileage or anything. Customer service was great, I would
highly recommend them. Repair of a vintage car is tricky for the big
insurance outfits because there are no flat rate manuals and parts prices
available to them.
John Cohen
76 TR6
www.triumphowners.com/701
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