I think that you will find differing opinions about your coverage depending
on which representative you talk to, and how you approach the subject.
People are people, and Hagerty's problem is that they don't define "Exactly"
how much you can drive, so their reps may interpret the policy in different
ways. Most of their reps are probably NOT insurance professionals, but
telephone answering people.
It is in your best interest to NOT try and get around the coverage
limitations of ANY classic insurance company. If you really drive the car
daily, and not for classic car related reasons, GET FULL COVERAGE FROM A
REGULAR COMPANY! Most insurance companies give discounts for cars used for
pleasure purposes, or for antique cars.
If you have an accident, and if the insurance company finds out that you were
using the car outside the scope of the policy, you are screwed.
Allen Hefner
SCCA Philly Region Rally Steward
'77 Midget
'92 Mitsubishi Expo LRV Sport
- - - - - - - - - - - - - - -
In a message dated 6/9/00 12:52:53 AM Eastern Daylight Time,
economu@whidbey.com writes:
<< The Hagerty rep that I deal with said that as long as I have another car
that is a daily driver (that they have a VIN on) there are no mileage
restrictions. When they were told I had put 10K mi on the MG last year, they
still insured me. I do not care to play "fast and loose". But I do not
believe there is any restrictions on how many days per week I can drive my
car. I will check into this.
Tim
----- Original Message -----
From: "Charley & Peggy Robinson" <ccrobins@ktc.com>
To: "Tim Economu" <economu@whidbey.com>
Cc: <Ajhsys@aol.com>; "MG List" <mgs@autox.team.net>
Sent: Thursday, June 08, 2000 6:59 PM
Subject: Re: Classic insurance
>
> I talked to a Hagerty Rep on the phone last week. When I explained
> that I drove my B almost daily she said their insurance is not for me.
> Now, if some of you want to play it fast and loose about how you use you
> car, have fun. But remember that if the insurer finds out you're
> driving it daily on "Classic" insurance, you're commiting fraud, won't
> be covered and can get a stretch in the big house. > >>
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