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Re: SUMMARY: Insurance for LBCs

To: "Jeff Church" <jchurch@exis.net>, "Sprite List" <spridgets@Autox.Team.Net>
Subject: Re: SUMMARY: Insurance for LBCs
From: "Robert B. Houston" <transerv@sprynet.com>
Date: Fri, 4 Sep 1998 06:35:13 -0600
Reply-to: "Robert B. Houston" <transerv@sprynet.com>
Sender: owner-spridgets@Autox.Team.Net
OK..now you've peaked my interest...how do I contact Haggerty's?
Are you surte Irish insurance for an English car is OK?
-----Original Message-----
From: Jeff Church <jchurch@exis.net>
To: Sprite List <spridgets@autox.team.net>
Date: Thursday, September 03, 1998 8:39 PM
Subject: Re: SUMMARY: Insurance for LBCs


>I recently moved my Bugeye off of my regular insurance (Nationwide) to
>Haggerty's primarily for the stated value coverage.  They did not require
>that I move my other 3 cars to them -- actually just the opposite.  They
>only cover collectable cars.
>
>What they do require is that "all drivers of the vehicles insured by this
>program will also own a regular-use vehicle that is used for normal
everyday
>driving such as driving to and from work or school, errands and general
>transportation."
>
>In other words, they want to make sure you have another car for regular
use.
>They would not provide coverage if your collectable was your only car.
>
>I don't know about the requirements of other collectable car insurance
>companies.  I would not go with a company that requires me switch coverage
>of my entire stable.
>
>Jeff
>
>-----Original Message-----
>From: Lancer7676@aol.com <Lancer7676@aol.com>
>To: ckotting@iwaynet.net <ckotting@iwaynet.net>
>Cc: spridgets@autox.team.net <spridgets@autox.team.net>
>Date: Thursday, September 03, 1998 3:07 PM
>Subject: Re: SUMMARY: Insurance for LBCs
>
>
>>I have been trying to get my Midget insured by a company other than State
>>Farm, who insures my other 3 vehicles.   There are 4 drivers in the family
>and
>>prior to purchasing the Midget, we had 3 vehicles.  Shortly after
>purchasing
>>the Midget a couple of weeks ago, I went to State Farm to add it to our
>>policy.  Cost me about $220/6 months for full coverage.  Well ok--I paid
>that.
>>Today we got another bill for $178 more on one of our other vehicles for
>which
>>we have fully paid the next 6 months.  Calling them, and noticeably not
>very
>>happy about it, I found out that when I added the Midget, that gave us one
>car
>>per driver, which meant, to them, that each driver was able to drive all
>the
>>time--thus the $335 per year increased insurance cost.  What a way to
fluff
>a
>>guy!
>>
>>Anyway, I decided I could save at least the $335 per year if I had the
>Sprite
>>insured by another company--NOW I am finding out that the Sleazes with
whom
>I
>>have talked will not insure the Midget unless they also insure ALL my
>>vehicles.  I keep telling them it is MY car, I am the ONLY driver, and I
>only
>>want to insure the Midget!!
>>
>>Do any of these insurance companies you guys have been mentioning insure
>ONLY
>>the car in question, or do they all require you to move your entire stable
>to
>>their policy?
>>
>>------David
>>      '67 Sprite MKIV, aka, Vicky (Under Restoration and Uninsured)
>> '79 Midget, aka, The Taz (Insured and being taken to the cleaners)
>>


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