We are currently arranging our travel plans for our forthcoming trip to
the New England states.
Could someone please explain the current status of MV insurance in the US.
On booking a hire car the general conditions of hire seem to infer that
there is no insurance on the car within the hire rate and that ALL
insurance has to be taken out by the hirer.
In Australia we have a system where Third Party Personal Insurance is
included with the Registration or Licence costs and is COMPULSORY.
Therefore if my concentration momentarily wavers and I hit a pedestrian
(Heaven forbid) any costs associated with the injury of that pedestrian
are covered by the compulsory Third Party Insurance. (Any other costs
associated with my being arrested for reckless driving are to my account.)
One of the Insurance options that I can take out refers to the other
driver being uninsured.
What insurance are drivers and car owners required to take out, if any?
Some of the insurance options have a daily rate higher than the car hire
daily rate.
Any assistance and clarification will be greatly appreciated.
regards
John Rowe
Perth
west oz.
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