John Rowe wrote:
> What insurance are drivers and car owners required to take out, if any?
It depends on the state. New Hampshire (in New England) for example, does not
require *any* insurance. Massachusetts and Vermont, which abut NH, require it.
If you cross the border from NH to MA, you could find yourself in a heap of
trouble if you are stopped by a nice police officer.
This may help explain some of it:
<http://en.wikipedia.org/wiki/United_States_auto_insurance>
If you use American Express for charging the rental, they cover the insurance
so
you don't need to be screwed by the car rental company. It may be worth getting
the card just to save the insurance fees.
<https://www212.americanexpress.com/dsmlive/dsm/dom/us/en/feefreeservices/pages/carrentallossdamageinsurance_allccsg_shareddetails.do?vgnextoid=063a9501c3a0e010VgnVCM20000012b3ad94RCRD&vgnextchannel=3c830da9846dd010VgnVCM10000084b3ad94RCRD&name=carrentallossdamageinsurance_allccsg_shareddetails&type=intbenefitdetail>
And as someone else mentioned, double check your medical coverage/insurance.
Even if you are not in a car accident, it could cost you big time. As my S.O.
says about hospital emergency rooms, as soon as you step in the place, it's
going to cost you $1,000USD, and that's if they don't find anything wrong with
you. They'll run a battery of tests, not because you need them, but to cover
themselves if you do get sick and decide to sue. (Welcome to the U.S.A. :) Need
special treatment? Ka-Ching!
--
Kent McLean in NH
'56 100 BN2
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